Auto financing company Credit Acceptance (NASDAQ: CACC) will be reporting earnings this Thursday after the bell. Here’s what to expect.

Credit Acceptance missed analysts’ revenue expectations last quarter, reporting revenues of $415 million, up 1.7% year on year. It was a softer quarter for the company, with a significant miss of analysts’ EBITDA estimates.

Is Credit Acceptance a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, the market is expecting Credit Acceptance’s revenue to grow 18.6% year on year, improving from the 5.9% increase it recorded in the same quarter last year.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business will stay the course heading into earnings.

Looking at Credit Acceptance’s peers in the consumer finance segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Ally Financial delivered year-on-year revenue growth of 8.8%, beating analysts’ expectations by 1.9%, and SoFi reported revenues up 44.4%, topping estimates by 8.5%. Ally Financial traded up 2.9% following the results.

Read our full analysis of Ally Financial’s results here and SoFi’s results here.

Investors in the consumer finance segment have had steady hands going into earnings, with share prices flat over the last month. Credit Acceptance is down 1.5% during the same time and is heading into earnings with an average analyst price target of $596.67 (compared to the current share price of $541.48).

ONE MORE THING: 3 Hidden Platforms Growing 3X Faster than Amazon, Google, and PayPal. Amazon, Google, and Meta all followed the same playbook: Dominate an ignored market. Build an unbeatable moat. Scale until you’re unstoppable.

These three platforms are running that exact playbook right now. The early investors in Amazon made fortunes. The early investors in these could do the same. Get All 3 Stocks Here for FREE.