Insurance and technology company HCI Group (NYSE: HCI) will be reporting earnings this Thursday afternoon. Here’s what investors should know.
HCI Group beat analysts’ revenue expectations by 1.1% last quarter, reporting revenues of $221.9 million, up 7.6% year on year. It was a very strong quarter for the company, with an impressive beat of analysts’ book value per share estimates and a beat of analysts’ EPS estimates.
Is HCI Group a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting HCI Group’s revenue to grow 28.2% year on year to $224.7 million, slowing from the 33.2% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $2.81 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. HCI Group has missed Wall Street’s revenue estimates twice over the last two years.
Looking at HCI Group’s peers in the property & casualty insurance segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Stewart Information Services delivered year-on-year revenue growth of 19.1%, beating analysts’ expectations by 30.8%, and Skyward Specialty Insurance reported revenues up 27.1%, topping estimates by 14.3%. Stewart Information Services traded down 4.1% following the results while Skyward Specialty Insurance was up 1.4%.
Read our full analysis of Stewart Information Services’s results here and Skyward Specialty Insurance’s results here.
Questions about potential tariffs and corporate tax changes have caused much volatility in 2025. While some of the property & casualty insurance stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.3% on average over the last month. HCI Group is up 6% during the same time and is heading into earnings with an average analyst price target of $202.50 (compared to the current share price of $206.15).
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