For businesses with seasonal demand or fluctuating daily sales, traditional loans can create unnecessary financial pressure. Fixed monthly minimums don’t adjust when revenue slows, leaving owners overextended during off-peak periods or unexpected disruptions. FundKite is redefining small business financing with revenue based funding, a model designed to protect cash flow by tying repayment directly to daily sales performance.

Unlike conventional loans with rigid schedules, FundKite’s revenue based funding reconciles daily as a fixed percentage of sales. When revenue drops, payments drop automatically. If sales decline by 50%, the payment decreases by 50%. And on days with zero sales, there is zero payment. This built-in flexibility provides a natural safeguard during slow seasons, emergencies, or sudden changes in consumer demand.

“Fixed payments assume businesses earn the same amount every month, which simply isn’t reality,” said Justin Solomon, Chief Revenue Officer of FundKite. “Revenue based funding meets businesses where they are. When sales are strong, payments scale up. When sales slow or stop, payments pause. That protection is invaluable.”

This adaptive structure is particularly beneficial for seasonal and sales-driven businesses such as restaurants, florists, retailers, hospitality operators, and e-commerce sellers. Companies that often experience sharp weekly or monthly revenue swings. By aligning repayment with actual performance, FundKite helps owners maintain stability, protect working capital, and plan with confidence.

Traditional loans can amplify risk during downturns, forcing owners to choose between meeting fixed obligations and covering essential expenses like payroll, inventory, or rent. FundKite’s approach removes that dilemma by eliminating fixed minimums altogether.

“Our merchants don’t need more stress during slow periods, they need flexibility,” Solomon added. “With daily reconciliation, the math is simple and fair. No sales means no payment. That’s how financing should work for businesses with volatile income.”

Key advantages of FundKite’s revenue based funding include:

• Daily reconciliation tied to sales: Payments adjust in real time with revenue.
   
• No fixed monthly minimums: Reduces pressure during slow weeks or seasons.
   
• Automatic protection during downturns: Payments fall proportionally with sales.
   
• Zero payment on zero-sales days: Built-in relief during closures or disruptions.
   
• Alignment with real business performance: Financing that adapts to how businesses actually operate.
   

Because repayment is performance-based, merchants can focus on serving customers, managing inventory, and growing their business, without worrying that a single slow month will jeopardize their financial health. The model also supports smarter decision-making, enabling owners to invest during peak periods while maintaining resilience when conditions change.

As uncertainty and volatility continue to impact small businesses, flexible financing has become a necessity, not a luxury. FundKite’s revenue based funding offers a modern alternative to outdated lending structures, prioritizing sustainability and long-term success over one-size-fits-all repayment schedules.

For business owners seeking cash flow protection without the burden of fixed payments, FundKite delivers a clear advantage: Financing that rises and falls with sales, every day.

For more information about FundKite’s revenue based funding solutions, visit FundKite.com.

Media Contact

Name
FundKite
Contact name
Alex Shvarts
Contact phone
(877) 502-5003
Contact address
2 S. Biscayne Blvd #2350
City
Miami
State
FL
Zip
33131
Country
United States
Url
https://fundkite.com/