Oksenholt Capital Management outlines a holding-company structure designed to preserve both federal charters while capturing scale, technology and U.S. FinTech value.
Oksenholt Capital Management LLC today released a white paper outlining a proposed structure for U.S. Financial Technology and Mortgage Corporation, a Texas-based public holding company that would sit above Fannie Mae and Freddie Mac. Their jointly owned U.S. Financial Technology platform would remain inside the consolidated group.
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The proposal is designed to capture value that is difficult to surface under the current structure: operating and technology synergies, one larger listed parent, and the commercial development of U.S. FinTech in data, analytics and risk. Fannie Mae and Freddie Mac would remain separately chartered, separately capitalized and continue competing as mortgage enterprises.
"I believe this structure would create more value without dismantling what already works," said Jon Oksenholt of Oksenholt Capital Management LLC. "Fannie and Freddie keep their charters, their capital and their competitive roles. U.S. FinTech gets room to become a much more valuable commercial business, and investors get one security that reflects the value of the whole platform. The idea is not to change what works. It is to make it worth more."
The accompanying model illustrates an upfront equity value in the mid-$500 billions and a path to $1 trillion through higher normalized earnings, realized synergies, expanded U.S. FinTech earnings and a higher consolidated valuation multiple. Every assumption is explicit and can be adjusted in the model.
The white paper also addresses Treasury's senior preferred stock and warrants, regulatory capital, minority holders, antitrust and common control, and the commercial rights required to expand U.S. FinTech.
USFTMC : https://oksenholtcapital.com/equities/usftmc/
Important Information |
Illustrative and for discussion purposes only. Not legal or investment advice. The proposed structure has not been approved by FHFA, the U.S. Department of the Treasury, Fannie Mae, Freddie Mac, U.S. Financial Technology or any other governmental or regulatory authority. All valuation assumptions are illustrative and actual outcomes may differ materially. |
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Contacts
Media: Mai | press@oksenholtgroup.com
