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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549
 

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 20, 2005

ORIENTAL FINANCIAL GROUP INC.

(Exact Name of Registrant as Specified in its Charter)

         
Commonwealth of Puerto Rico   001-12647   66-0538893
         
(State or other Jurisdiction of Incorporation)   (Commission File No.)   (I.R.S. Employer
Identification No.)
     
Professional Offices Park
998 San Roberto Street
San Juan, Puerto Rico 		  00926
     
(Address of Principal Executive Offices)   (Zip Code)

Registrant’s telephone number, including area code: (787) 771-6800

(Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

     o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

     o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

     o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

     o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

TABLE OF CONTENTS

     
Item 2.02
  Results of Operations and Financial Conditions
 
Item 9.01
  Financial Statements and Exhibits
 
SIGNATURES
 
INDEX OF EXHIBITS
 
EXHIBIT 99 – PRESS RELEASE

 

 

Item 2.02     Results of Operations and Financial Conditions

     On January 20, 2005, the Group released its financial results for the quarter and six-month period ended December 31, 2004. A copy of the Group’s press release is attached to this report.

Item 9.01      Financial Statements and Exhibits

     (c)  Exhibits

     
Exhibit No.   Description of Document
99
  Press Release dated January 20, 2005

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
  ORIENTAL FINANCIAL GROUP INC.


 		  
Date: January 20, 2005  By:    /s/ Norberto González  
    Norberto González   
    Executive Vice President and
Acting Chief Financial Officer 		  
 

 

 

INDEX OF EXHIBITS

     
Exhibit No.   Description of Document
99
  Press Release dated January 20, 2005