prov8k91216.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): September 12, 2016

PROVIDENT FINANCIAL HOLDINGS, INC.
(Exact name of registrant as specified in its charter)

Delaware
000-28304
33-0704889
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)

3756 Central Avenue, Riverside, California
92506
(Address of principal executive offices)
(Zip Code)

Registrant’s telephone number, including area code:  (951) 686-6060


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
 
[   ]  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
[   ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
[   ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act       
        (17 CFR 240.14d-2(b))
 
[   ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act  
        (17 CFR 240.13e-4(c))


 
 
 

 
Item 2.02  Results of Operations and Financial Condition

On September 12, 2016, Provident Financial Holdings, Inc. (“Corporation”), the holding company for Provident Savings Bank, F.S.B., distributed a news release describing revised fourth quarter and fiscal year results for the period ended June 30, 2016.  The revision was the result of an increase in other operating expenses of approximately $414,000 arising from additional loan origination costs that were not properly credited to certain clients who financed their homes with the Corporation.  A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.


Item 9.01  Financial Statements and Exhibits
 
       (d)     Exhibits
 
The following exhibit is being filed herewith and this list shall constitute the exhibit index:

99.1    
News release of the Corporation’s revised fourth quarter and fiscal year results ended June 30, 2016.



 
 
 
 
 
 
 
 
 

 
 
 
 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Date: September 13, 2016  PROVIDENT FINANCIAL HOLDINGS, INC. 
 
 
 
 
  /s/ Donavon P. Ternes                                        
  Donavon P. Ternes 
 
President, Chief Operating Officer and 
Chief Financial Officer
(Principal Financial and Accounting Officer)