UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the
Securities
Exchange Act of 1934
November
1, 2006
Date
of
Report (Date of earliest event reported)
PEAPACK-GLADSTONE
FINANCIAL CORPORATION
(Exact
name of Registrant as Specified in its Charter)
New
Jersey
(State
or
Other Jurisdiction of Incorporation)
|
001-16197
|
22-3537895
|
|
(Commission
File Number)
|
(IRS
Employer Identification No.)
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158
Route
206, Peapack-Gladstone, New Jersey 07934
(Address
of principal executive offices)
(908)
234-0700
(Registrant's
telephone number, including area code)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
o Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
o Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
o Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
INFORMATION
TO BE INCLUDED IN THE REPORT
Item
2.02 Results
of Operations and Financial Condition.
On
November 1, 2006, Peapack-Gladstone Financial Corporation (the “Corporation”)
issued a press release reporting earnings and other financial results for its
third quarter of 2006, which ended September 30, 2006. A copy of the press
release is attached to this Current Report on Form 8-K as Exhibit
99.1
and is
incorporated by reference in its entirety.
The
discussion of the Corporation’s third quarter and nine months 2006 net income in
the attached earnings release excludes the impact of the securities losses
in
both periods. The Corporation believes that by excluding the impact of this
item, it provides investors with better insight into the period-over-period
operating performance. Management also internally uses this non-GAAP
presentation to evaluate its operating performance on a comparative basis.
All such non-GAAP information is supplemental to information presented in
accordance with GAAP and is not intended to represent a presentation in
accordance with GAAP and should not be considered as a substitute for, or
superior to, measures of financial performance prepared and presented in
accordance with GAAP.
The
information disclosed under this Item 2.02, including Exhibit 99.1, shall be
considered “furnished” but not “filed” for purposes of the Securities Exchange
Act of 1934, as amended.
Item
9.01
Financial Statements and Exhibits.
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Exhibit
No.
|
Title
|
| |
99.1
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Press
Release dated November 1, 2006.
|
The
press
release disclosed in this Item 9.017
as
Exhibit 99.1 shall be considered “furnished” but not “filed” pursuant
to Item 12 of Form 8-K for
purposes of the Securities Exchange Act of 1934, as amended.
SIGNATURES
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.
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PEAPACK-GLADSTONE
FINANCIAL CORPORATION
|
| |
|
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Dated:
November 6, 2006
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By:
/s/ Arthur F. Birmingham
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| |
Arthur
F. Birmingham
|
| |
Executive
Vice President and Chief Financial
Officer
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EXHIBIT
INDEX
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Exhibit
No.
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Title
|
|
99.1
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Press
Release dated November 1, 2006.
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