UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 25, 2004
AMERICAN EXPRESS COMPANY
(Exact name of registrant as specified in its charter)
New York 1-7657 13-4922250
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation Identification No.)
or organization)
200 Vesey Street, World Financial Center
New York, New York 10285
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (212) 640-2000
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):
Written communications pursuant to Rule 425 under the Securities Act
--- (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act
--- (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the
--- Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the
--- Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION AND ITEM 7.01 REGULATION
FD DISCLOSURE.
The following information is furnished under Item 2.02 - Results of
Operations and Financial Condition and Item 7.01 - Regulation FD Disclosure:
On October 25, 2004, American Express Company issued a press release
announcing its financial results for the third quarter of 2004, as well as
certain other information regarding the extension of its co-brand, Membership
Rewards and merchant partnerships with Delta Air Lines and its commitment to
prepay $500 million for the future purchases of Delta SkyMiles Rewards points
and to provide a $100 million loan to Delta as part of a new credit facility
that is currently being negotiated with other lenders. A copy of such press
release is attached to this report as Exhibit 99.1 and is hereby incorporated
herein by reference. In addition, in conjunction with the announcement of its
financial results, American Express Company distributed additional financial
information relating to its 2004 third quarter financial results and a 2004
Third Quarter Earnings Supplement. Such additional financial information and
the 2004 Third Quarter Earnings Supplement are attached to this report as
Exhibits 99.2 and 99.3, respectively, and each is hereby incorporated by
reference.
EXHIBIT
99.1 Press Release, dated October 25, 2004, of American Express Company
announcing its financial results for the third quarter of 2004 and
certain other information.
99.2 Additional financial information relating to the financial results of
American Express Company for the third quarter of 2004.
99.3 2004 Third Quarter Earnings Supplement of American Express Company.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
AMERICAN EXPRESS COMPANY
(REGISTRANT)
By: /s/ Stephen P. Norman
Name: Stephen P. Norman
Title: Secretary
DATE: October 25, 2004
EXHIBIT INDEX
Exhibit No. Description
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99.1 Press Release, dated October 25, 2004, of American Express Company
announcing its financial results for the third quarter of
2004 and certain other information.
99.2 Additional financial information relating to the financial
results of American Express Company for the third quarter of
2004.
99.3 2004 Third Quarter Earnings Supplement of American Express
Company.