UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/03

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    TOM STRINGFELLOW
ADDRESS: FROST NATIONAL BANK
         P.O. BOX 1600
         SAN ANTONIO, TX 78296

13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     STAN MCCORMICK
TITLE:    COPORATE SECRETARY - SR. V.P.
PHONE:    210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:

/s/ STAN MCCORMICK                 SAN ANTONIO, TX          1/3/04


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    655

FORM 13F INFORMATION TABLE VALUE TOTAL:           $2,004,830



                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                           
A.O. SMITH CORP COM            COMMON STOCK     831865209     1654    47200 SH       OTHER                 47200        0        0
ABBOTT LABORATORIES COM *      COMMON STOCK     002824100    23674   508036 SH       DEFINED              498901        0     9135
ABBOTT LABORATORIES COM *      COMMON STOCK     002824100     6179   132599 SH       OTHER                105399    20800     6400
ACTIVISION INC COM             COMMON STOCK     004930202     2442   134100 SH       OTHER                134100        0        0
AFLAC INC COM                  COMMON STOCK     001055102       20      562 SH       DEFINED                 562        0        0
AFLAC INC COM                  COMMON STOCK     001055102      277     7650 SH       OTHER                  7650        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106     1343    25425 SH       DEFINED               25425        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106      528    10000 SH       OTHER                 10000        0        0
ALCOA INC COM*                 COMMON STOCK     013817101    22591   594513 SH       DEFINED              579967        0    14546
ALCOA INC COM*                 COMMON STOCK     013817101     2997    78873 SH       OTHER                 71333        0     7540
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK     015271109     2125    36700 SH       OTHER                 36700        0        0
ALLIED WASTE INDUSTRIES INC CO COMMON STOCK     019589308       14     1000 SH       DEFINED                1000        0        0
ALLIED WASTE INDUSTRIES INC CO COMMON STOCK     019589308     1155    83200 SH       OTHER                 80000        0     3200
ALLSTATE CORP COM              COMMON STOCK     020002101       59     1378 SH       DEFINED                 978        0      400
ALLSTATE CORP COM              COMMON STOCK     020002101      688    15996 SH       OTHER                 15996        0        0
ALLTEL CORP COM *              COMMON STOCK     020039103    55415  1189663 SH       DEFINED             1179485        0    10178
ALLTEL CORP COM *              COMMON STOCK     020039103    14675   315047 SH       OTHER                314627        0      420
ALTRIA GROUP INC COM *         COMMON STOCK     02209S103     3460    63579 SH       DEFINED               62679        0      900
ALTRIA GROUP INC COM *         COMMON STOCK     02209S103     2267    41653 SH       OTHER                 40253      500      900
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101     1003    32866 SH       DEFINED               32866        0        0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101      947    31032 SH       OTHER                 31032        0        0
AMERICAN EXPRESS CO COM *      COMMON STOCK     025816109    20340   421734 SH       DEFINED              412651        0     9083
AMERICAN EXPRESS CO COM *      COMMON STOCK     025816109     3073    63712 SH       OTHER                 63212        0      500
AMERICAN FINL RLTY TR          COMMON STOCK     02607P305     1872   109771 SH       DEFINED              109771        0        0
AMERICAN FINL RLTY TR          COMMON STOCK     02607P305     2475   145132 SH       OTHER                142946        0     2186
AMERICAN INT'L GROUP INC COM * COMMON STOCK     026874107     2128    32104 SH       DEFINED               31979        0      125
AMERICAN INT'L GROUP INC COM * COMMON STOCK     026874107     1859    28050 SH       OTHER                 23652     2882     1516
AMERICAN NATIONAL INSURANCE CO COMMON STOCK     028591105      368     4352 SH       DEFINED                 125        0     4227
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107      664    27115 SH       DEFINED               26265        0      850
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107       25     1000 SH       OTHER                  1000        0        0
AMERICREDIT CORP COM           COMMON STOCK     03060R101      147     9234 SH       DEFINED                8000        0     1234
AMERICREDIT CORP COM           COMMON STOCK     03060R101       57     3555 SH       OTHER                  3555        0        0
AMETEK INC COM                 COMMON STOCK     031100100     1713    35500 SH       OTHER                 35500        0        0
AMGEN INC COM *                COMMON STOCK     031162100     1345    21771 SH       DEFINED               21771        0        0
AMGEN INC COM *                COMMON STOCK     031162100      681    11022 SH       OTHER                  9022        0     2000
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102      215     8756 SH       DEFINED                   0        0     8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102      121     4920 SH       OTHER                  4920        0        0
ANADARKO PETROLEUM CORP COM    COMMON STOCK     032511107     3193    62602 SH       DEFINED               62602        0        0
ANADARKO PETROLEUM CORP COM    COMMON STOCK     032511107     4367    85601 SH       OTHER                 85141        0      460
ANALOG DEVICES INC COM*        COMMON STOCK     032654105      246     5385 SH       DEFINED                5385        0        0
ANDREW CORP COM                COMMON STOCK     034425108     2653   228900 SH       OTHER                228900        0        0
ANDRX GROUP COM                COMMON STOCK     034553107     1740    72400 SH       OTHER                 72400        0        0
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103      840    15942 SH       DEFINED               15792        0      150
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103     8002   151892 SH       OTHER                151892        0        0
ANTHEM INC COM                 COMMON STOCK     03674B104      300     4000 SH       OTHER                  4000        0        0
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105      556    24775 SH       DEFINED               24727        0       48
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105       38     1698 SH       OTHER                   200     1298      200
ARCHSTONE-SMITH TR REIT COM*   COMMON STOCK     039583109     2645    94543 SH       DEFINED               92653        0     1890
ARCHSTONE-SMITH TR REIT COM*   COMMON STOCK     039583109     1120    40034 SH       OTHER                 40034        0        0
AT & T WIRELESS SERVICES INC C COMMON STOCK     00209A106       80    10021 SH       DEFINED                9566        0      455
AT & T WIRELESS SERVICES INC C COMMON STOCK     00209A106       53     6655 SH       OTHER                  4266     1389     1000
AUTODESK INC COM               COMMON STOCK     052769106     2048    83300 SH       OTHER                 83300        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103     1350    34076 SH       DEFINED               33826        0      250
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      999    25227 SH       OTHER                 25227        0        0
AVERY DENNISON CORP COM        COMMON STOCK     053611109       49      870 SH       DEFINED                 870        0        0
AVERY DENNISON CORP COM        COMMON STOCK     053611109      168     3000 SH       OTHER                  3000        0        0
AVOCENT CORPORATION COM        COMMON STOCK     053893103     2575    70500 SH       OTHER                 70500        0        0
AVX CORP COM                   COMMON STOCK     002444107      664    39968 SH       DEFINED               39968        0        0
AVX CORP COM                   COMMON STOCK     002444107      863    51907 SH       OTHER                 51907        0        0
BAKER HUGHES INC COM *         COMMON STOCK     057224107    15679   487538 SH       DEFINED              479620        0     7918
BAKER HUGHES INC COM *         COMMON STOCK     057224107     1856    57714 SH       OTHER                 57134        0      580
BALL CORP COM                  COMMON STOCK     058498106      238     4000 SH       OTHER                     0     4000        0
BANCORPSOUTH INC COM           COMMON STOCK     059692103     4016   169300 SH       OTHER                169300        0        0
BANK OF AMERICA CORP COM*      COMMON STOCK     060505104     2107    26195 SH       DEFINED               26075        0      120
BANK OF AMERICA CORP COM*      COMMON STOCK     060505104     1010    12556 SH       OTHER                 12300        0      256
BANK OF NEW YORK INC COM       COMMON STOCK     064057102       25      740 SH       DEFINED                 380        0      360
BANK OF NEW YORK INC COM       COMMON STOCK     064057102     1143    34500 SH       OTHER                 34500        0        0
BANK ONE CORP COM*             COMMON STOCK     06423A103      787    17265 SH       DEFINED                6494        0    10771
BANK ONE CORP COM*             COMMON STOCK     06423A103      921    20200 SH       OTHER                 19000        0     1200
BANKNORTH GROUP INC            COMMON STOCK     06646R107     5497   168969 SH       DEFINED              168969        0        0
BANKNORTH GROUP INC            COMMON STOCK     06646R107     7384   226985 SH       OTHER                226985        0        0
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109      264     8658 SH       DEFINED                8658        0        0
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109      914    29952 SH       OTHER                 29952        0        0
BB&T CORP COM*                 COMMON STOCK     054937107      283     7326 SH       DEFINED                7326        0        0
BB&T CORP COM*                 COMMON STOCK     054937107       14      355 SH       OTHER                   355        0        0
BEA SYSTEMS INC COM            COMMON STOCK     073325102      733    59600 SH       OTHER                 59600        0        0
BED BATH & BEYOND INC COM*     COMMON STOCK     075896100      503    11598 SH       DEFINED               11048        0      550
BED BATH & BEYOND INC COM*     COMMON STOCK     075896100      439    10125 SH       OTHER                 10125        0        0
BELLSOUTH CORP COM *           COMMON STOCK     079860102     7600   268560 SH       DEFINED              267296        0     1264
BELLSOUTH CORP COM *           COMMON STOCK     079860102     8837   312250 SH       OTHER                311263      621      366
BEMIS INC COM*                 COMMON STOCK     081437105       74     1485 SH       DEFINED                1485        0        0
BEMIS INC COM*                 COMMON STOCK     081437105      300     6000 SH       OTHER                     0     6000        0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207      298      106 SH       DEFINED                 106        0        0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207      169       60 SH       OTHER                    60        0        0
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670108      337        4 SH       DEFINED                   4        0        0
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101      808    15471 SH       DEFINED               15396        0       75
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101      213     4068 SH       OTHER                  4068        0        0
BLYTH INC. COM                 COMMON STOCK     09643P108     3809   118227 SH       DEFINED              118227        0        0
BLYTH INC. COM                 COMMON STOCK     09643P108     4837   150110 SH       OTHER                149912        0      198
BMC SOFTWARE INC COM           COMMON STOCK     055921100       16      840 SH       DEFINED                 840        0        0
BMC SOFTWARE INC COM           COMMON STOCK     055921100      858    46000 SH       OTHER                 46000        0        0
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100    11797   355753 SH       DEFINED              355035        0      718
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100     1487    44842 SH       OTHER                 44842        0        0
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108     1406    49176 SH       DEFINED               47476        0     1700
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108     1357    47463 SH       OTHER                 47463        0        0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104    15342   474263 SH       DEFINED              464283        0     9980
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104     2046    63255 SH       OTHER                 61255     2000        0
BURLINGTON RESOURCES INC COM   COMMON STOCK     122014103     1931    34868 SH       DEFINED               34868        0        0
BURLINGTON RESOURCES INC COM   COMMON STOCK     122014103     3656    66023 SH       OTHER                 65052      871      100
CARDINAL HEALTH INC COM*       COMMON STOCK     14149Y108      882    14414 SH       DEFINED               14414        0        0
CARDINAL HEALTH INC COM*       COMMON STOCK     14149Y108      212     3460 SH       OTHER                  3460        0        0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK     143658300      481    12095 SH       DEFINED               12095        0        0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK     143658300      548    13800 SH       OTHER                 13800        0        0
CARRIAGE SERVICES INC COM      COMMON STOCK     143905107       37    10000 SH       DEFINED               10000        0        0
CATERPILLAR INC COM *          COMMON STOCK     149123101       68      817 SH       DEFINED                 817        0        0
CATERPILLAR INC COM *          COMMON STOCK     149123101      187     2252 SH       OTHER                   300     1852      100
CBRL GROUP INC COM             COMMON STOCK     12489V106     2098    54800 SH       OTHER                 54800        0        0
CENTERPOINT ENERGY INC COM     COMMON STOCK     15189T107       75     7769 SH       DEFINED                7769        0        0
CENTERPOINT ENERGY INC COM     COMMON STOCK     15189T107      129    13300 SH       OTHER                 13300        0        0
CHARTER ONE FINANCIAL INC COM  COMMON STOCK     160903100       68     1975 SH       DEFINED                1685        0      290
CHARTER ONE FINANCIAL INC COM  COMMON STOCK     160903100      812    23500 SH       OTHER                 23500        0        0
CHESAPEAKE ENERGY CORP COM     COMMON STOCK     165167107     1964   144600 SH       OTHER                144600        0        0
CHEVRONTEXACO CORP COM*        COMMON STOCK     166764100     8875   102734 SH       DEFINED               97964        0     4770
CHEVRONTEXACO CORP COM*        COMMON STOCK     166764100     3668    42457 SH       OTHER                 35706     3736     3015
CHUBB CORP COM*                COMMON STOCK     171232101     1431    21014 SH       DEFINED               20864        0      150
CHUBB CORP COM*                COMMON STOCK     171232101      686    10075 SH       OTHER                 10075        0        0
CIBER INC COM                  COMMON STOCK     17163B102     1578   182200 SH       OTHER                182200        0        0
CIGNA CORP COM                 COMMON STOCK     125509109       83     1442 SH       DEFINED                1442        0        0
CIGNA CORP COM                 COMMON STOCK     125509109      449     7800 SH       OTHER                  7800        0        0
CINERGY CORP COM               COMMON STOCK     172474108     2993    77111 SH       DEFINED               77111        0        0
CINERGY CORP COM               COMMON STOCK     172474108     4123   106228 SH       OTHER                106228        0        0
CISCO SYSTEM INC COM *         COMMON STOCK     17275R102    18885   779422 SH       DEFINED              763925        0    15497
CISCO SYSTEM INC COM *         COMMON STOCK     17275R102     3466   143028 SH       OTHER                139171     1800     2057
CITIGROUP INC COM *            COMMON STOCK     172967101     4960   102179 SH       DEFINED              101508        0      671
CITIGROUP INC COM *            COMMON STOCK     172967101     5981   123222 SH       OTHER                117222     6000        0
CLARCOR INC COM                COMMON STOCK     179895107     1433    32500 SH       OTHER                 32500        0        0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102     2450    52315 SH       DEFINED               51260        0     1055
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102     5987   127856 SH       OTHER                127856        0        0
CLOROX CO COM *                COMMON STOCK     189054109      250     5145 SH       DEFINED                5145        0        0
CLOROX CO COM *                COMMON STOCK     189054109      353     7275 SH       OTHER                  3475      800     3000
COCA COLA CO COM *             COMMON STOCK     191216100     4360    85913 SH       DEFINED               85261        0      652
COCA COLA CO COM *             COMMON STOCK     191216100     4430    87300 SH       OTHER                 82100        0     5200
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103      922    18420 SH       DEFINED               18420        0        0
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103     1809    36136 SH       OTHER                 31408        0     4728
CONAGRA FOODS INC              COMMON STOCK     205887102      511    19350 SH       OTHER                 19350        0        0
CONOCOPHILLIPS COM             COMMON STOCK     20825C104      112     1702 SH       DEFINED                1402        0      300
CONOCOPHILLIPS COM             COMMON STOCK     20825C104      835    12734 SH       OTHER                 11299     1435        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109     5538   213804 SH       DEFINED              213804        0        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109     7942   306624 SH       OTHER                306207        0      417
COOPER COMPANIES INC COM       COMMON STOCK     216648402        9      200 SH       DEFINED                 200        0        0
COOPER COMPANIES INC COM       COMMON STOCK     216648402     1918    40700 SH       OTHER                 40700        0        0
COST PLUS INC CALIF COM        COMMON STOCK     221485105     1492    36400 SH       OTHER                 36400        0        0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105    14819   398572 SH       DEFINED              397597        0      975
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105     1631    43858 SH       OTHER                 43278        0      580
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK     222372104     1203    15865 SH       DEFINED               15865        0        0
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK     222372104     1599    21085 SH       OTHER                 21085        0        0
COVANCE INC COM                COMMON STOCK     222816100     2003    74750 SH       OTHER                 74750        0        0
CRESCENT REAL ESTATE EQUITIES  COMMON STOCK     225756105       43     2500 SH       DEFINED                2500        0        0
CRESCENT REAL ESTATE EQUITIES  COMMON STOCK     225756105      188    11000 SH       OTHER                 11000        0        0
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109    11540   284454 SH       DEFINED              254843     2165    27446
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109     3205    78997 SH       OTHER                 52405        0    26592
CVS CORP COM *                 COMMON STOCK     126650100     1248    34549 SH       DEFINED               34549        0        0
CVS CORP COM *                 COMMON STOCK     126650100     1949    53961 SH       OTHER                 53961        0        0
DANAHER CORPORATION COM*       COMMON STOCK     235851102      208     2270 SH       DEFINED                2270        0        0
DEERE & CO COM *               COMMON STOCK     244199105      102     1568 SH       DEFINED                1568        0        0
DEERE & CO COM *               COMMON STOCK     244199105      113     1730 SH       OTHER                  1730        0        0
DELL INC COM *                 COMMON STOCK     24702R101    21392   629554 SH       DEFINED              612442        0    17112
DELL INC COM *                 COMMON STOCK     24702R101     3190    93887 SH       OTHER                 75411        0    18476
DELPHI CORPORATION COM         COMMON STOCK     247126105      854    83683 SH       DEFINED               83683        0        0
DELPHI CORPORATION COM         COMMON STOCK     247126105     1855   181662 SH       OTHER                181628       34        0
DELUXE CORP COM                COMMON STOCK     248019101     2951    71394 SH       DEFINED               71394        0        0
DELUXE CORP COM                COMMON STOCK     248019101     4275   103440 SH       OTHER                102500      800      140
DEVON ENERGY CORPORATION NEW C COMMON STOCK     25179M103      354     6180 SH       DEFINED                6180        0        0
DEVON ENERGY CORPORATION NEW C COMMON STOCK     25179M103     1177    20547 SH       OTHER                 20447        0      100
DIEBOLD INC COM *              COMMON STOCK     253651103    17074   316941 SH       DEFINED              309284        0     7657
DIEBOLD INC COM *              COMMON STOCK     253651103     2406    44667 SH       OTHER                 44177        0      490
DIGITAL RIVER INC COM          COMMON STOCK     25388B104     1501    67900 SH       OTHER                 67900        0        0
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106    21625   926934 SH       DEFINED              908712        0    18222
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106     2484   106483 SH       OTHER                 99039     6294     1150
DOLLAR GENERAL CORP COM        COMMON STOCK     256669102      441    21000 SH       OTHER                 21000        0        0
DOVER CORP COM *               COMMON STOCK     260003108      230     5792 SH       DEFINED                5792        0        0
DOVER CORP COM *               COMMON STOCK     260003108       64     1600 SH       OTHER                  1600        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103     1973    47463 SH       DEFINED               47463        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103     1499    36059 SH       OTHER                 35159      900        0
DRS TECHNOLOGIES INC           COMMON STOCK     23330X100     2503    90100 SH       OTHER                 90100        0        0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109    21457   467584 SH       DEFINED              458112        0     9472
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109     3701    80642 SH       OTHER                 70343     6699     3600
DUKE ENERGY CORP *             COMMON STOCK     264399106     1018    49793 SH       DEFINED               49793        0        0
DUKE ENERGY CORP *             COMMON STOCK     264399106      252    12330 SH       OTHER                 12330        0        0
DYNACQ HEALTHCARE INC COM      COMMON STOCK     26779V105      475    61900 SH       DEFINED               61900        0        0
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102      146    11300 SH       DEFINED               11300        0        0
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102       93     7189 SH       OTHER                  7189        0        0
E*TRADE FINANCIAL CORP         COMMON STOCK     269246104     3249   256845 SH       OTHER                256845        0        0
EASTMAN CHEMICAL CO COM        COMMON STOCK     277432100     3778    95578 SH       DEFINED               95578        0        0
EASTMAN CHEMICAL CO COM        COMMON STOCK     277432100     3082    77966 SH       OTHER                 77783        0      183
EATON VANCE CORPORATION COM    COMMON STOCK     278265103     1707    46600 SH       OTHER                 46600        0        0
EDUCATION MANAGEMENT CORP COM  COMMON STOCK     28139T101     1552    50000 SH       OTHER                 50000        0        0
EGL INC                        COMMON STOCK     268484102     1464    83300 SH       OTHER                 83300        0        0
EL PASO CORP COM               COMMON STOCK     28336L109     1254   153088 SH       DEFINED              153088        0        0
EL PASO CORP COM               COMMON STOCK     28336L109     2048   250119 SH       OTHER                250119        0        0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104       33     1334 SH       DEFINED                1084        0      250
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104      664    27060 SH       OTHER                 27060        0        0
ELECTRONICS FOR IMAGING INC CO COMMON STOCK     286082102     1697    65200 SH       OTHER                 65200        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108      896    12744 SH       DEFINED               12744        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108      185     2625 SH       OTHER                  2100        0      525
EMERSON ELECTRIC CO COM *      COMMON STOCK     291011104    22522   347836 SH       DEFINED              340798        0     7038
EMERSON ELECTRIC CO COM *      COMMON STOCK     291011104     3380    52207 SH       OTHER                 49967        0     2240
ENERGY CONVERSION DEVICES INC  COMMON STOCK     292659109      119    13143 SH       DEFINED               13143        0        0
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100    15535   571754 SH       DEFINED              570630        0     1124
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100     1664    61239 SH       OTHER                 60650        0      589
ENTERGY CORP NEW COM           COMMON STOCK     29364G103       30      523 SH       DEFINED                 323        0      200
ENTERGY CORP NEW COM           COMMON STOCK     29364G103      680    11896 SH       OTHER                 11196        0      700
ENZO BIOCHEM INC COM           COMMON STOCK     294100102      531    29623 SH       DEFINED               29623        0        0
EON LABS INC COM               COMMON STOCK     29412E100     2099    41200 SH       OTHER                 41200        0        0
ESPEED INC CL A                COMMON STOCK     296643109     1716    73100 SH       OTHER                 73100        0        0
EVERGREEN RESOURCES INC COM    COMMON STOCK     299900308     1788    55000 SH       OTHER                 55000        0        0
EXPRESS SCRIPTS INC COM*       COMMON STOCK     302182100     1975    29732 SH       DEFINED               29732        0        0
EXPRESS SCRIPTS INC COM*       COMMON STOCK     302182100      241     3630 SH       OTHER                  3630        0        0
EXTREME NETWORKS INC COM       COMMON STOCK     30226D106     1222   169500 SH       OTHER                169500        0        0
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102    34344   837655 SH       DEFINED              828381        0     9274
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102    16408   400188 SH       OTHER                389232     2400     8556
FAIR ISAAC INC*                COMMON STOCK     303250104      782    15913 SH       DEFINED               15913        0        0
FAIR ISAAC INC*                COMMON STOCK     303250104      466     9472 SH       OTHER                  9472        0        0
FAIRCHILD SEMICONDUCTOR INTL C COMMON STOCK     303726103       12      500 SH       DEFINED                 500        0        0
FAIRCHILD SEMICONDUCTOR INTL C COMMON STOCK     303726103     2290    91700 SH       OTHER                 91700        0        0
FAMILY DOLLAR STORES INC COM   COMMON STOCK     307000109       32      900 SH       DEFINED                 900        0        0
FAMILY DOLLAR STORES INC COM   COMMON STOCK     307000109      933    26000 SH       OTHER                 26000        0        0
FANNIE MAE *                   COMMON STOCK     313586109    11890   158400 SH       DEFINED              157506        0      894
FANNIE MAE *                   COMMON STOCK     313586109     9890   131763 SH       OTHER                131633        0      130
FIRST DATA CORP COM *          COMMON STOCK     319963104      775    18857 SH       DEFINED               18857        0        0
FIRST DATA CORP COM *          COMMON STOCK     319963104     1008    24535 SH       OTHER                 24535        0        0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK     339030108     2723    62390 SH       DEFINED               62390        0        0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK     339030108     3294    75462 SH       OTHER                 74362        0     1100
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK     Y2573F102    18374  1241498 SH       DEFINED             1216717        0    24781
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK     Y2573F102     2377   160614 SH       OTHER                159014        0     1600
FLIR SYSTEMS INC COM           COMMON STOCK     302445101     1059    29000 SH       OTHER                 29000        0        0
FOCUS ENHANCEMENTS INC         COMMON STOCK     344159108       87    40000 SH       DEFINED               40000        0        0
FOOT LOCKER INC COM            COMMON STOCK     344849104       26     1100 SH       DEFINED                1100        0        0
FOOT LOCKER INC COM            COMMON STOCK     344849104      950    40500 SH       OTHER                 40500        0        0
FORD MOTOR COMPANY *           COMMON STOCK     345370860     2682   167614 SH       DEFINED              167614        0        0
FORD MOTOR COMPANY *           COMMON STOCK     345370860     3368   210499 SH       OTHER                210499        0        0
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101     1043    14590 SH       DEFINED               14030        0      560
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101      338     4724 SH       OTHER                  4724        0        0
FOUNDRY NETWORKS INC COM       COMMON STOCK     35063R100     2585    94600 SH       OTHER                 94600        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104     1148    17550 SH       DEFINED               17550        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104      265     4050 SH       OTHER                  3550        0      500
FREDDIE MAC *                  COMMON STOCK     313400301     6223   106711 SH       DEFINED              106711        0        0
FREDDIE MAC *                  COMMON STOCK     313400301     7000   120028 SH       OTHER                119878        0      150
FTI CONSULTING INC COM         COMMON STOCK     302941109     1801    77075 SH       OTHER                 77075        0        0
FURNITURE BRANDS INTERNATIONAL COMMON STOCK     360921100     3440   117300 SH       OTHER                117300        0        0
GABELLI ASSET MANAGEMENT INC C COMMON STOCK     36239Y102     1485    37300 SH       OTHER                 37300        0        0
GAMESTOP CORPORATION COM       COMMON STOCK     36466R101     1643   106600 SH       OTHER                106600        0        0
GANNETT CO COM*                COMMON STOCK     364730101      191     2139 SH       DEFINED                2139        0        0
GANNETT CO COM*                COMMON STOCK     364730101       82      915 SH       OTHER                   915        0        0
GEN-PROBE INC NEW COM          COMMON STOCK     36866T103     1933    53000 SH       OTHER                 53000        0        0
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108    19358   214156 SH       DEFINED              208936        0     5220
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108     3182    35203 SH       OTHER                 34669        0      534
GENERAL ELECTRIC CO COM *      COMMON STOCK     369604103    38238  1234266 SH       DEFINED             1211960        0    22306
GENERAL ELECTRIC CO COM *      COMMON STOCK     369604103    13665   441093 SH       OTHER                403991    14520    22582
GENERAL MILLS INC COM*         COMMON STOCK     370334104     1093    24132 SH       DEFINED               24132        0        0
GENERAL MILLS INC COM*         COMMON STOCK     370334104      713    15730 SH       OTHER                  8930     6400      400
GENERAL MOTORS CORP COM        COMMON STOCK     370442105      365     6827 SH       DEFINED                6827        0        0
GENERAL MOTORS CORP COM        COMMON STOCK     370442105     6733   126081 SH       OTHER                126031       50        0
GILLETTE CO COM *              COMMON STOCK     375766102      319     8681 SH       DEFINED                8681        0        0
GILLETTE CO COM *              COMMON STOCK     375766102      208     5650 SH       OTHER                  1650        0     4000
GREATER BAY BANCORP COM        COMMON STOCK     391648102     1808    63500 SH       OTHER                 63500        0        0
HALLIBURTON CO COM *           COMMON STOCK     406216101      234     9006 SH       DEFINED                8331        0      675
HALLIBURTON CO COM *           COMMON STOCK     406216101     1465    56336 SH       OTHER                 53236     3000      100
HARMAN INTERNATIONAL INDUSTRIE COMMON STOCK     413086109    14420   194922 SH       DEFINED              190974        0     3948
HARMAN INTERNATIONAL INDUSTRIE COMMON STOCK     413086109     1631    22051 SH       OTHER                 22051        0        0
HARRIS CORP DELAWARE COM       COMMON STOCK     413875105     1518    40000 SH       OTHER                 40000        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104        6       99 SH       DEFINED                  99        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      478     8100 SH       OTHER                  8100        0        0
HCA INC*                       COMMON STOCK     404119109      391     9102 SH       DEFINED                6907        0     2195
HCA INC*                       COMMON STOCK     404119109      129     3010 SH       OTHER                  3010        0        0
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102    18729   588952 SH       DEFINED              574929        0    14023
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102     2628    82632 SH       OTHER                 82632        0        0
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102    20507   854479 SH       DEFINED              838328        0    16151
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102     2472   102986 SH       OTHER                101876        0     1110
HEINZ H. J. CO COM*            COMMON STOCK     423074103     1183    32467 SH       DEFINED               32467        0        0
HEINZ H. J. CO COM*            COMMON STOCK     423074103      220     6050 SH       OTHER                  4850     1200        0
HERSHEY FOODS CORP COM*        COMMON STOCK     427866108      123     1600 SH       DEFINED                1600        0        0
HERSHEY FOODS CORP COM*        COMMON STOCK     427866108      408     5300 SH       OTHER                  3700        0     1600
HEWLETT PACKARD CO COM (DEL)*  COMMON STOCK     428236103    12477   543173 SH       DEFINED              528316        0    14857
HEWLETT PACKARD CO COM (DEL)*  COMMON STOCK     428236103     1913    83289 SH       OTHER                 76510     6009      770
HOME DEPOT INC COM *           COMMON STOCK     437076102      879    24781 SH       DEFINED               24681        0      100
HOME DEPOT INC COM *           COMMON STOCK     437076102      941    26502 SH       OTHER                 22902        0     3600
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106     7994   239125 SH       DEFINED              230535        0     8590
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106     5864   175414 SH       OTHER                173914        0     1500
HRPT PROPERTIES TRUST REIT COM COMMON STOCK     40426W101        3      264 SH       DEFINED                 264        0        0
HRPT PROPERTIES TRUST REIT COM COMMON STOCK     40426W101      136    13500 SH       OTHER                 13500        0        0
ILLINOIS TOOL WORKS INC COM *  COMMON STOCK     452308109      183     2176 SH       DEFINED                2176        0        0
ILLINOIS TOOL WORKS INC COM *  COMMON STOCK     452308109      201     2400 SH       OTHER                  2400        0        0
IMMUCOR INC COM                COMMON STOCK     452526106     1707    83700 SH       OTHER                 83700        0        0
INFINITY PPTY & CAS CORP       COMMON STOCK     45665Q103     1686    51000 SH       OTHER                 51000        0        0
INGERSOLL-RAND COMPANY CLASS A COMMON STOCK     G4776G101    22703   334457 SH       DEFINED              328484        0     5973
INGERSOLL-RAND COMPANY CLASS A COMMON STOCK     G4776G101     3096    45614 SH       OTHER                 45614        0        0
INTEGRATED ELECTRICAL SERVICES COMMON STOCK     45811E103     9561  1033596 SH       DEFINED             1033596        0        0
INTEL CORP COM *               COMMON STOCK     458140100     4365   136202 SH       DEFINED              135002        0     1200
INTEL CORP COM *               COMMON STOCK     458140100     3232   100836 SH       OTHER                 94836      400     5600
INTERNATIONAL PAPER CO COM *   COMMON STOCK     460146103     1101    25538 SH       DEFINED               25538        0        0
INTERNATIONAL PAPER CO COM *   COMMON STOCK     460146103       78     1800 SH       OTHER                  1800        0        0
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101     3107    33519 SH       DEFINED               31274        0     2245
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101     2914    31444 SH       OTHER                 27428     3216      800
ITT EDUCATIONAL SERVICES INC C COMMON STOCK     45068B109     1616    34400 SH       OTHER                 34400        0        0
J P MORGAN CHASE & CO COM      COMMON STOCK     46625H100      355     9659 SH       DEFINED                9139        0      520
J P MORGAN CHASE & CO COM      COMMON STOCK     46625H100     1424    38779 SH       OTHER                 37579        0     1200
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     4479    86702 SH       DEFINED               83677        0     3025
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     3980    77033 SH       OTHER                 63525    11200     2308
KANSAS CITY SOUTHERN INDUSTRIE COMMON STOCK     485170302      717    50050 SH       OTHER                 50050        0        0
KELLWOOD CO COM                COMMON STOCK     488044108     1743    42500 SH       OTHER                 42500        0        0
KERR MCGEE CORP COM            COMMON STOCK     492386107     4248    91365 SH       DEFINED               91365        0        0
KERR MCGEE CORP COM            COMMON STOCK     492386107     6208   133524 SH       OTHER                130354        0     3170
KEYSPAN CORP COM *             COMMON STOCK     49337W100      395    10732 SH       DEFINED               10732        0        0
KEYSPAN CORP COM *             COMMON STOCK     49337W100       66     1789 SH       OTHER                  1789        0        0
KIMBERLY CLARK CORP COM *      COMMON STOCK     494368103    21008   355523 SH       DEFINED              348482        0     7041
KIMBERLY CLARK CORP COM *      COMMON STOCK     494368103     4445    75217 SH       OTHER                 74017        0     1200
KLA-TENCOR CORP. COM           COMMON STOCK     482480100       10      165 SH       DEFINED                 165        0        0
KLA-TENCOR CORP. COM           COMMON STOCK     482480100      685    11700 SH       OTHER                 11200        0      500
KOHLS CORP COM*                COMMON STOCK     500255104    12829   285467 SH       DEFINED              279854        0     5613
KOHLS CORP COM*                COMMON STOCK     500255104     3474    77299 SH       OTHER                 77299        0        0
KRAFT FOODS INC CLASS A COM    COMMON STOCK     50075N104        7      205 SH       DEFINED                 205        0        0
KRAFT FOODS INC CLASS A COM    COMMON STOCK     50075N104     1015    31500 SH       OTHER                 31500        0        0
L-3 COMMUNICATIONS HLDGS INC C COMMON STOCK     502424104    19796   385438 SH       DEFINED              377786        0     7652
L-3 COMMUNICATIONS HLDGS INC C COMMON STOCK     502424104     2301    44795 SH       OTHER                 44335        0      460
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102     2950    72808 SH       DEFINED               72808        0        0
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102     2230    55034 SH       OTHER                 55034        0        0
LEGG MASON INC COM             COMMON STOCK     524901105     1744    22600 SH       OTHER                 22600        0        0
LIFEPOINT HOSPITALS INC COM    COMMON STOCK     53219L109        3      105 SH       DEFINED                   0        0      105
LIFEPOINT HOSPITALS INC COM    COMMON STOCK     53219L109     2515    85400 SH       OTHER                 85400        0        0
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109       42      815 SH       DEFINED                 815        0        0
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109      396     7695 SH       OTHER                  7695        0        0
LOWES COS INC COM *            COMMON STOCK     548661107    17001   306930 SH       DEFINED              299120        0     7810
LOWES COS INC COM *            COMMON STOCK     548661107     2412    43544 SH       OTHER                 43544        0        0
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       16     5502 SH       DEFINED                4904        0      598
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       48    16997 SH       OTHER                  1815     4182    11000
MACROCHEM CORP DELAWARE COM    COMMON STOCK     555903103      107   125457 SH       DEFINED              125457        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100      437     9282 SH       DEFINED                9282        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100      643    13661 SH       OTHER                 13661        0        0
MARATHON OIL CORP COM*         COMMON STOCK     565849106     4559   137789 SH       DEFINED              137789        0        0
MARATHON OIL CORP COM*         COMMON STOCK     565849106     4885   147632 SH       OTHER                147513        0      119
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102       35      724 SH       DEFINED                 724        0        0
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102      192     4010 SH       OTHER                  3600        0      410
MARSHALL & ILSLEY CORP COM     COMMON STOCK     571834100     1626    42500 SH       DEFINED               42500        0        0
MASCO CORP COM *               COMMON STOCK     574599106       41     1500 SH       DEFINED                1500        0        0
MASCO CORP COM *               COMMON STOCK     574599106     1316    48000 SH       OTHER                 48000        0        0
MATTEL INC COM                 COMMON STOCK     577081102     1887    97950 SH       DEFINED               97950        0        0
MATTEL INC COM                 COMMON STOCK     577081102     2688   139513 SH       OTHER                138440      891      182
MAVERICK TUBE CORPORATION COM  COMMON STOCK     577914104      741    38500 SH       OTHER                 38500        0        0
MBNA CORP COM *                COMMON STOCK     55262L100    16024   644839 SH       DEFINED              640733        0     4106
MBNA CORP COM *                COMMON STOCK     55262L100     2104    84649 SH       OTHER                 79249        0     5400
MCDONALD'S CORP COM *          COMMON STOCK     580135101     2224    89577 SH       DEFINED               89577        0        0
MCDONALD'S CORP COM *          COMMON STOCK     580135101     3100   124831 SH       OTHER                124831        0        0
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109      482     6896 SH       DEFINED                6756        0      140
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109      311     4445 SH       OTHER                  4445        0        0
MDC HOLDINGS INC COM           COMMON STOCK     552676108     1582    24532 SH       OTHER                 24532        0        0
MEDTRONIC INC COM *            COMMON STOCK     585055106     2776    57099 SH       DEFINED               51399        0     5700
MEDTRONIC INC COM *            COMMON STOCK     585055106     1266    26047 SH       OTHER                 23047        0     3000
MELLON FINANCIAL CORP COM      COMMON STOCK     58551A108       39     1200 SH       DEFINED                1200        0        0
MELLON FINANCIAL CORP COM      COMMON STOCK     58551A108      841    26200 SH       OTHER                 24700        0     1500
MENS WEARHOUSE INC COM         COMMON STOCK     587118100     1684    67350 SH       OTHER                 67350        0        0
MERCK & CO INC COM *           COMMON STOCK     589331107     3010    65141 SH       DEFINED               64841        0      300
MERCK & CO INC COM *           COMMON STOCK     589331107     3829    82877 SH       OTHER                 80415        0     2462
MERRILL LYNCH & CO INC COM     COMMON STOCK     590188108      115     1960 SH       DEFINED                1960        0        0
MERRILL LYNCH & CO INC COM     COMMON STOCK     590188108      375     6400 SH       OTHER                  6400        0        0
MGIC INVESTMENT CORP WISCONSIN COMMON STOCK     552848103      467     8200 SH       OTHER                  8200        0        0
MICHAELS STORES INC COM        COMMON STOCK     594087108     1791    40525 SH       OTHER                 40525        0        0
MICROSOFT CORP WASHINGTON COM  COMMON STOCK     594918104    20195   737848 SH       DEFINED              722877        0    14971
MICROSOFT CORP WASHINGTON COM  COMMON STOCK     594918104     4647   169776 SH       OTHER                155114     2000    12662
MOLINA HEALTHCARE INC COM      COMMON STOCK     60855R100     1554    61600 SH       OTHER                 61600        0        0
MONDAVI ROBERT CORP COM        COMMON STOCK     609200100     1713    44100 SH       OTHER                 44100        0        0
MORGAN STANLEY                 COMMON STOCK     617446448     2896    50043 SH       DEFINED               50043        0        0
MORGAN STANLEY                 COMMON STOCK     617446448     5288    91379 SH       OTHER                 91379        0        0
NAVIGANT CONSULTING INC COM    COMMON STOCK     63935N107     2342   124200 SH       OTHER                124200        0        0
NBTY INC COM                   COMMON STOCK     628782104     1747    65025 SH       OTHER                 65025        0        0
NEW PLAN EXCEL RLTY TR INC REI COMMON STOCK     648053106     1438    58294 SH       DEFINED               57194        0     1100
NEW PLAN EXCEL RLTY TR INC REI COMMON STOCK     648053106      228     9250 SH       OTHER                  9250        0        0
NEWELL RUBBERMAID INC COM*     COMMON STOCK     651229106    14101   619280 SH       DEFINED              616782        0     2498
NEWELL RUBBERMAID INC COM*     COMMON STOCK     651229106     1995    87630 SH       OTHER                 82902     4728        0
NICOR INC COM *                COMMON STOCK     654086107     1859    54600 SH       DEFINED               54600        0        0
NICOR INC COM *                COMMON STOCK     654086107      410    12050 SH       OTHER                 12050        0        0
NOBLE ENERGY INC COM           COMMON STOCK     655044105     6723   151314 SH       DEFINED              151314        0        0
NOBLE ENERGY INC COM           COMMON STOCK     655044105     9217   207442 SH       OTHER                207442        0        0
NU SKIN ENTERPRISES INC COM    COMMON STOCK     67018T105     1765   103300 SH       OTHER                103300        0        0
NUCOR CORP COM *               COMMON STOCK     670346105    19340   345362 SH       DEFINED              338764        0     6598
NUCOR CORP COM *               COMMON STOCK     670346105     2397    42812 SH       OTHER                 42692        0      120
OCCIDENTAL PETROLEUM CORP COM  COMMON STOCK     674599105      629    14900 SH       OTHER                 14900        0        0
OMNICARE INC COM               COMMON STOCK     681904108     1616    40000 SH       OTHER                 40000        0        0
OMNICOM GROUP COM *            COMMON STOCK     681919106      534     6112 SH       DEFINED                5112        0     1000
OMNICOM GROUP COM *            COMMON STOCK     681919106      411     4710 SH       OTHER                  4710        0        0
ORACLE CORPORATION*            COMMON STOCK     68389X105      203    15347 SH       DEFINED               15347        0        0
ORACLE CORPORATION*            COMMON STOCK     68389X105       79     6000 SH       OTHER                  2500        0     3500
OVERNITE CORP COM              COMMON STOCK     690322102     1674    73600 SH       OTHER                 73600        0        0
PATTERSON-UTI ENERGY INC COM   COMMON STOCK     703481101     1864    56600 SH       OTHER                 56600        0        0
PEABODY ENERGY CORP COM        COMMON STOCK     704549104     2190    52500 SH       OTHER                 52500        0        0
PEPCO HOLDINGS INC COM         COMMON STOCK     713291102     3058   156519 SH       DEFINED              156519        0        0
PEPCO HOLDINGS INC COM         COMMON STOCK     713291102     4337   221964 SH       OTHER                221964        0        0
PEPSICO INC COM*               COMMON STOCK     713448108    22792   488896 SH       DEFINED              478486        0    10410
PEPSICO INC COM*               COMMON STOCK     713448108     7023   150633 SH       OTHER                130306     7740    12587
PFIZER INC COM *               COMMON STOCK     717081103    22102   625587 SH       DEFINED              614288        0    11299
PFIZER INC COM *               COMMON STOCK     717081103     8939   253013 SH       OTHER                227372    16252     9389
PHARMACEUTICAL PRODUCT DEVELOP COMMON STOCK     717124101     1760    65250 SH       OTHER                 65250        0        0
PIER 1 IMPORTS INC COM*        COMMON STOCK     720279108       74     3400 SH       DEFINED                3400        0        0
PIER 1 IMPORTS INC COM*        COMMON STOCK     720279108     1659    75900 SH       OTHER                 75900        0        0
PITNEY BOWES INC COM *         COMMON STOCK     724479100     1315    32369 SH       DEFINED               32369        0        0
PITNEY BOWES INC COM *         COMMON STOCK     724479100      601    14800 SH       OTHER                 14800        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      345     6300 SH       OTHER                  6300        0        0
POLO RALPH LAUREN CORP CLASS A COMMON STOCK     731572103     1653    57400 SH       OTHER                 57400        0        0
POLYCOM INC COM*               COMMON STOCK     73172K104     8693   445331 SH       DEFINED              444161        0     1170
POLYCOM INC COM*               COMMON STOCK     73172K104     2949   151097 SH       OTHER                151097        0        0
POSSIS MEDICAL INC COM         COMMON STOCK     737407106     1568    79400 SH       OTHER                 79400        0        0
PPG INDUSTRIES INC COM *       COMMON STOCK     693506107     1383    21610 SH       DEFINED               21610        0        0
PPG INDUSTRIES INC COM *       COMMON STOCK     693506107        4       62 SH       OTHER                    62        0        0
PPL CORPORATION COM*           COMMON STOCK     69351T106      374     8539 SH       DEFINED                8539        0        0
PPL CORPORATION COM*           COMMON STOCK     69351T106        3       73 SH       OTHER                    73        0        0
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     6991    69991 SH       DEFINED               69891        0      100
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     2354    23570 SH       OTHER                 22070        0     1500
PRUDENTIAL FINANCIAL INC COM   COMMON STOCK     744320102      257     6145 SH       DEFINED                6145        0        0
PRUDENTIAL FINANCIAL INC COM   COMMON STOCK     744320102       30      709 SH       OTHER                   709        0        0
QUALCOMM INC COM               COMMON STOCK     747525103      147     2719 SH       DEFINED                2719        0        0
QUALCOMM INC COM               COMMON STOCK     747525103       84     1550 SH       OTHER                  1550        0        0
QUESTAR CORP COM*              COMMON STOCK     748356102     1357    38600 SH       DEFINED               38600        0        0
RADIOSHACK CORP COM            COMMON STOCK     750438103      245     8000 SH       DEFINED                8000        0        0
RADIOSHACK CORP COM            COMMON STOCK     750438103      169     5504 SH       OTHER                  5504        0        0
RARE HOSPITALITY INTL INC COM  COMMON STOCK     753820109     1584    64800 SH       OTHER                 64800        0        0
RAYTHEON CO COM NEW*           COMMON STOCK     755111507      698    23245 SH       DEFINED               23245        0        0
RAYTHEON CO COM NEW*           COMMON STOCK     755111507      479    15934 SH       OTHER                 15934        0        0
RELIANT RESOURCES INC COM      COMMON STOCK     75952B105       45     6105 SH       DEFINED                6105        0        0
RELIANT RESOURCES INC COM      COMMON STOCK     75952B105      159    21607 SH       OTHER                 21607        0        0
ROCKWELL AUTOMATION INC COM*   COMMON STOCK     773903109     1708    47980 SH       DEFINED               47980        0        0
RUBY TUESDAY INC COM           COMMON STOCK     781182100      994    34900 SH       OTHER                 34900        0        0
RYLAND GROUP INC               COMMON STOCK     783764103     1658    18700 SH       OTHER                 18700        0        0
SARA LEE CORP COM *            COMMON STOCK     803111103     2787   128391 SH       DEFINED              128391        0        0
SARA LEE CORP COM *            COMMON STOCK     803111103     3935   181272 SH       OTHER                181002        0      270
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103    10177   390384 SH       DEFINED              383698        0     6686
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103    10862   416638 SH       OTHER                410679      966     4993
SCANA CORP COM NEW             COMMON STOCK     80589M102      677    19775 SH       DEFINED               19775        0        0
SCANA CORP COM NEW             COMMON STOCK     80589M102      860    25103 SH       OTHER                 25103        0        0
SCHEIN HENRY INC COM*          COMMON STOCK     806407102    15930   235727 SH       DEFINED              229970        0     5757
SCHEIN HENRY INC COM*          COMMON STOCK     806407102     1448    21431 SH       OTHER                 21101        0      330
SCHERING-PLOUGH CORP COM       COMMON STOCK     806605101      262    15053 SH       DEFINED               14593        0      460
SCHERING-PLOUGH CORP COM       COMMON STOCK     806605101     1396    80300 SH       OTHER                 74500        0     5800
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108     2662    48656 SH       DEFINED               48126        0      530
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108     2298    41991 SH       OTHER                 39791        0     2200
SCHWAB CHARLES CORP NEW COM*   COMMON STOCK     808513105    19221  1623390 SH       DEFINED             1594800        0    28590
SCHWAB CHARLES CORP NEW COM*   COMMON STOCK     808513105     2183   184385 SH       OTHER                181755        0     2630
SCRIPPS E W CO CLASS A COM     COMMON STOCK     811054204      659     7000 SH       OTHER                  7000        0        0
SIEBEL SYSTEMS INC COM*        COMMON STOCK     826170102      221    15910 SH       DEFINED               15910        0        0
SIEBEL SYSTEMS INC COM*        COMMON STOCK     826170102      380    27300 SH       OTHER                 27300        0        0
SILICON VALLEY BANCSHARES COM  COMMON STOCK     827064106     1785    49500 SH       OTHER                 49500        0        0
SLM CORP COM                   COMMON STOCK     78442P106      403    10700 SH       OTHER                 10700        0        0
SONIC SOLUTIONS COM            COMMON STOCK     835460106     1340    87600 SH       OTHER                 87600        0        0
SOUTHERN CO COM                COMMON STOCK     842587107       18      600 SH       DEFINED                 600        0        0
SOUTHERN CO COM                COMMON STOCK     842587107      474    15668 SH       OTHER                 15668        0        0
SOUTHWEST AIRLINES CO COM *    COMMON STOCK     844741108     4491   278271 SH       DEFINED              275756        0     2515
SOUTHWEST AIRLINES CO COM *    COMMON STOCK     844741108     2164   134065 SH       OTHER                133065        0     1000
SOUTHWEST BANCORPORATION TEXAS COMMON STOCK     84476R109      427    11000 SH       DEFINED               11000        0        0
SOUTHWEST GAS CORP COM         COMMON STOCK     844895102     2028    90319 SH       DEFINED               90319        0        0
SOUTHWEST GAS CORP COM         COMMON STOCK     844895102     1780    79304 SH       OTHER                 79304        0        0
SPX CORPORATION COM*           COMMON STOCK     784635104    18353   312067 SH       DEFINED              305090        0     6977
SPX CORPORATION COM*           COMMON STOCK     784635104     2356    40054 SH       OTHER                 40054        0        0
STANDARD PACIFIC CORP COM STOC COMMON STOCK     85375C101     1665    34300 SH       OTHER                 34300        0        0
STANLEY WORKS COM              COMMON STOCK     854616109      691    18256 SH       OTHER                 14200     4056        0
STEEL DYNAMICS INC COM         COMMON STOCK     858119100     2148    93400 SH       OTHER                 93400        0        0
STERLING BANCSHARES INC COM    COMMON STOCK     858907108      339    25500 SH       DEFINED               24500        0     1000
STRYKER CORP COM *             COMMON STOCK     863667101      152     1783 SH       DEFINED                1783        0        0
STRYKER CORP COM *             COMMON STOCK     863667101      374     4400 SH       OTHER                  4400        0        0
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104       42     9337 SH       DEFINED                9337        0        0
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104       22     4940 SH       OTHER                  4940        0        0
SUNTRUST BANKS INC COM         COMMON STOCK     867914103      364     5092 SH       DEFINED                5092        0        0
SUNTRUST BANKS INC COM         COMMON STOCK     867914103        7      100 SH       OTHER                   100        0        0
SUPERIOR INDUSTRIES INTL INC C COMMON STOCK     868168105     1662    38200 SH       OTHER                 38200        0        0
SYLVAN LEARNING SYSTEMS INC CO COMMON STOCK     871399101     1733    60200 SH       OTHER                 60200        0        0
SYMANTEC CORP COM*             COMMON STOCK     871503108      728    21090 SH       DEFINED               21090        0        0
SYMANTEC CORP COM*             COMMON STOCK     871503108      220     6370 SH       OTHER                  6370        0        0
SYSCO CORP COM *               COMMON STOCK     871829107     2551    68518 SH       DEFINED               68518        0        0
SYSCO CORP COM *               COMMON STOCK     871829107     1226    32938 SH       OTHER                 32938        0        0
TARGET CORP COM *              COMMON STOCK     87612E106      408    10615 SH       DEFINED               10615        0        0
TARGET CORP COM *              COMMON STOCK     87612E106      113     2944 SH       OTHER                  2944        0        0
TCF FINANCIAL CORP COM*        COMMON STOCK     872275102    18595   362119 SH       DEFINED              354633        0     7486
TCF FINANCIAL CORP COM*        COMMON STOCK     872275102     1733    33740 SH       OTHER                 33740        0        0
TEKTRONIX INC COM              COMMON STOCK     879131100     2885    91300 SH       OTHER                 91300        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107    14017   223670 SH       DEFINED              223670        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107      976    15580 SH       OTHER                 14500     1080        0
TENET HEALTHCARE CORP COM      COMMON STOCK     88033G100      467    29100 SH       OTHER                 29100        0        0
TETRA TECHNOLOGIES INC DEL COM COMMON STOCK     88162F105     1688    69650 SH       OTHER                 69650        0        0
TEXAS CAPITAL BANCSHARES INC C COMMON STOCK     88224Q107      349    24100 SH       OTHER                 24100        0        0
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104    18360   624908 SH       DEFINED              612303        0    12605
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104     4330   147366 SH       OTHER                144965        0     2401
TEXTRON INC COM *              COMMON STOCK     883203101      445     7793 SH       DEFINED                7793        0        0
TEXTRON INC COM *              COMMON STOCK     883203101      268     4700 SH       OTHER                  1100     3600        0
THE MCCLATCHY CO CLASS A COM   COMMON STOCK     579489105       14      200 SH       DEFINED                 200        0        0
THE MCCLATCHY CO CLASS A COM   COMMON STOCK     579489105     1576    22900 SH       OTHER                 22900        0        0
THOMAS INDUSTRIES INC COM      COMMON STOCK     884425109     1730    49900 SH       OTHER                 49900        0        0
TIFFANY & CO NEW COM           COMMON STOCK     886547108       32      700 SH       DEFINED                 700        0        0
TIFFANY & CO NEW COM           COMMON STOCK     886547108     1071    23700 SH       OTHER                 22000        0     1700
TIME WARNER INC COM *          COMMON STOCK     887317105    45852  2548750 SH       DEFINED             2528600        0    20150
TIME WARNER INC COM *          COMMON STOCK     887317105     1869   103876 SH       OTHER                 89276    14400      200
TOM BROWN INC COM NEW          COMMON STOCK     115660201     1306    40500 SH       OTHER                 40500        0        0
TRIAD HOSPITALS INC COM        COMMON STOCK     89579K109       61     1825 SH       DEFINED                1275        0      550
TRIAD HOSPITALS INC COM        COMMON STOCK     89579K109     1384    41600 SH       OTHER                 40000        0     1600
ULTRA PETROLEUM CORP           COMMON STOCK     903914109      182     7400 SH       DEFINED                7400        0        0
ULTRA PETROLEUM CORP           COMMON STOCK     903914109       58     2370 SH       OTHER                  2370        0        0
UNION PACIFIC CORP COM         COMMON STOCK     907818108       99     1420 SH       DEFINED                1420        0        0
UNION PACIFIC CORP COM         COMMON STOCK     907818108      179     2575 SH       OTHER                  2575        0        0
UNITED DOMINION REALTY TR REIT COMMON STOCK     910197102       49     2550 SH       DEFINED                1846        0      704
UNITED DOMINION REALTY TR REIT COMMON STOCK     910197102      254    13245 SH       OTHER                 13245        0        0
UNITED NATURAL FOODS INC       COMMON STOCK     911163103     1716    47800 SH       OTHER                 47800        0        0
UNITED ONLINE INC COM          COMMON STOCK     911268100     1745   103950 SH       OTHER                103950        0        0
UNITED PARCEL SERVICE CLASS B* COMMON STOCK     911312106      182     2445 SH       DEFINED                2445        0        0
UNITED PARCEL SERVICE CLASS B* COMMON STOCK     911312106       37      500 SH       OTHER                   500        0        0
UNITED TECHNOLOGIES CORP COM*  COMMON STOCK     913017109      392     4137 SH       DEFINED                4137        0        0
UNITED TECHNOLOGIES CORP COM*  COMMON STOCK     913017109      308     3254 SH       OTHER                  2230     1024        0
UNITEDHEALTH GROUP INC COM*    COMMON STOCK     91324P102      257     4422 SH       DEFINED                4422        0        0
UNITEDHEALTH GROUP INC COM*    COMMON STOCK     91324P102      413     7100 SH       OTHER                  7100        0        0
UNOCAL CORP COM *              COMMON STOCK     915289102     1267    34400 SH       DEFINED               34400        0        0
UNOCAL CORP COM *              COMMON STOCK     915289102      840    22800 SH       OTHER                 22800        0        0
URSTADT BIDDLE PPTYS CL A REIT COMMON STOCK     917286205     1934   136700 SH       OTHER                136700        0        0
US BANCORP DEL COM NEW         COMMON STOCK     902973304    15023   504450 SH       DEFINED              494875        0     9575
US BANCORP DEL COM NEW         COMMON STOCK     902973304     1674    56219 SH       OTHER                 56219        0        0
USF CORP COM *                 COMMON STOCK     91729Q101     1353    39585 SH       DEFINED               39585        0        0
USF CORP COM *                 COMMON STOCK     91729Q101     1892    55351 SH       OTHER                 55351        0        0
UST INC COM                    COMMON STOCK     902911106       36     1000 SH       DEFINED                   0        0     1000
UST INC COM                    COMMON STOCK     902911106      578    16200 SH       OTHER                 16200        0        0
V. F. CORP COM                 COMMON STOCK     918204108     1764    40796 SH       DEFINED               40796        0        0
V. F. CORP COM                 COMMON STOCK     918204108     2287    52898 SH       OTHER                 52828        0       70
VALERO ENERGY CORP NEW COM*    COMMON STOCK     91913Y100      179     3857 SH       DEFINED                3857        0        0
VALERO ENERGY CORP NEW COM*    COMMON STOCK     91913Y100       46     1000 SH       OTHER                  1000        0        0
VARIAN MEDICAL SYSTEMS INC COM COMMON STOCK     92220P105     1728    25000 SH       OTHER                 25000        0        0
VENTAS INC REIT COM            COMMON STOCK     92276F100     1418    64462 SH       DEFINED               64462        0        0
VENTAS INC REIT COM            COMMON STOCK     92276F100     3932   178735 SH       OTHER                178735        0        0
VERITAS SOFTWARE CORP COM*     COMMON STOCK     923436109    18719   505635 SH       DEFINED              494866        0    10769
VERITAS SOFTWARE CORP COM*     COMMON STOCK     923436109     2386    64460 SH       OTHER                 64460        0        0
VERITY INC                     COMMON STOCK     92343C106     1916   114800 SH       OTHER                114800        0        0
VERIZON COMMUNICATIONS*        COMMON STOCK     92343V104     7177   204593 SH       DEFINED              203373        0     1220
VERIZON COMMUNICATIONS*        COMMON STOCK     92343V104    11136   317443 SH       OTHER                313537      539     3367
VIACOM INC CLASS B COM         COMMON STOCK     925524308      178     4021 SH       DEFINED                4021        0        0
VIACOM INC CLASS B COM         COMMON STOCK     925524308      942    21234 SH       OTHER                 19607        0     1627
WAL MART STORES INC COM *      COMMON STOCK     931142103    15668   295342 SH       DEFINED              291114        0     4228
WAL MART STORES INC COM *      COMMON STOCK     931142103     2804    52858 SH       OTHER                 49547        0     3311
WALGREEN CO COM*               COMMON STOCK     931422109      412    11334 SH       DEFINED               11334        0        0
WALGREEN CO COM*               COMMON STOCK     931422109      613    16840 SH       OTHER                 12840        0     4000
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109     4308   151805 SH       DEFINED              151805        0        0
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109     5673   199889 SH       OTHER                199889        0        0
WASHINGTON MUTUAL INC COM*     COMMON STOCK     939322103      241     6018 SH       DEFINED                6018        0        0
WASHINGTON MUTUAL INC COM*     COMMON STOCK     939322103      785    19564 SH       OTHER                 18764        0      800
WAUSAU-MOSINEE PAPER CORP COM  COMMON STOCK     943315101      327    24193 SH       DEFINED               24193        0        0
WEIS MARKETS INC COM           COMMON STOCK     948849104      626    17237 SH       DEFINED               17237        0        0
WEIS MARKETS INC COM           COMMON STOCK     948849104       13      359 SH       OTHER                   327        0       32
WELLS FARGO & CO NEW COM *     COMMON STOCK     949746101    23740   403131 SH       DEFINED              396932        0     6199
WELLS FARGO & CO NEW COM *     COMMON STOCK     949746101     3292    55895 SH       OTHER                 51895     4000        0
WENDY'S INTERNATIONAL INC COM  COMMON STOCK     950590109       19      487 SH       DEFINED                 487        0        0
WENDY'S INTERNATIONAL INC COM  COMMON STOCK     950590109      553    14100 SH       OTHER                 14100        0        0
WESTPORT RESOURCES CORP NEW CO COMMON STOCK     961418100     1830    61300 SH       OTHER                 61300        0        0
WILLIAMS SONOMA INC COM*       COMMON STOCK     969904101      633    18200 SH       OTHER                 18200        0        0
WINNEBAGO INDUSTRIES INC COM   COMMON STOCK     974637100     2977    43300 SH       OTHER                 43300        0        0
WRIGLEY WM JR CO COM           COMMON STOCK     982526105       38      680 SH       DEFINED                 680        0        0
WRIGLEY WM JR CO COM           COMMON STOCK     982526105      247     4400 SH       OTHER                  1400        0     3000
WYETH COM *                    COMMON STOCK     983024100     2094    49320 SH       DEFINED               48965        0      355
WYETH COM *                    COMMON STOCK     983024100     1842    43390 SH       OTHER                 32590     9600     1200
XTO ENERGY INC COM             COMMON STOCK     98385X106      189     6666 SH       DEFINED                6666        0        0
XTO ENERGY INC COM             COMMON STOCK     98385X106     2163    76432 SH       OTHER                 76432        0        0
YUM! BRANDS INC COM            COMMON STOCK     988498101      169     4900 SH       DEFINED                4900        0        0
YUM! BRANDS INC COM            COMMON STOCK     988498101       77     2240 SH       OTHER                  1520      720        0
ZIMMER HLDGS INC*              COMMON STOCK     98956P102       55      786 SH       DEFINED                 616        0      170
ZIMMER HLDGS INC*              COMMON STOCK     98956P102      260     3695 SH       OTHER                  3695        0        0
3M CO COM*                     COMMON STOCK     88579Y101     3360    39513 SH       DEFINED               39513        0        0
3M CO COM*                     COMMON STOCK     88579Y101     3161    37178 SH       OTHER                 22378     9800     5000
IMPERIAL SUGAR CO NEW WTS    8 COMMON STOCK     453096117      179    65833 SH       DEFINED               65554        0      279
IMPERIAL SUGAR CO NEW WTS    8 COMMON STOCK     453096117       14     5164 SH       OTHER                  5164        0        0
AGRIUM INC                     COMMON STOCK     008916108     1005    61077 SH       DEFINED               61077        0        0
AGRIUM INC                     COMMON STOCK     008916108     2014   122340 SH       OTHER                122340        0        0
BP PLC SPONSORED ADR *         COMMON STOCK     055622104    30671   621493 SH       DEFINED              607423        0    14070
BP PLC SPONSORED ADR *         COMMON STOCK     055622104    15543   314950 SH       OTHER                299668     8365     6917
CANADIAN NATIONAL RAILWAY CO*  COMMON STOCK     136375102     1733    27390 SH       DEFINED               27390        0        0
CANADIAN NATIONAL RAILWAY CO*  COMMON STOCK     136375102     2360    37292 SH       OTHER                 37292        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101      405     8027 SH       DEFINED                8027        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101     1079    21397 SH       OTHER                 21397        0        0
DSG INTERNATIONAL LIMITED ORD  COMMON STOCK     G28471103      119    16000 SH       DEFINED               16000        0        0
ENCANA CORP COM                COMMON STOCK     292505104      803    20360 SH       OTHER                 20360        0        0
ENDESA S.A. SPONSORED ADR      COMMON STOCK     29258N107        3      150 SH       DEFINED                 150        0        0
ENDESA S.A. SPONSORED ADR      COMMON STOCK     29258N107      703    36800 SH       OTHER                 36800        0        0
ENI SPA SONSORED ADR           COMMON STOCK     26874R108      608     6405 SH       OTHER                  6405        0        0
EVEREST RE GROUP LTD COM*      COMMON STOCK     G3223R108      415     4911 SH       DEFINED                4911        0        0
EVEREST RE GROUP LTD COM*      COMMON STOCK     G3223R108      106     1255 SH       OTHER                  1255        0        0
FAIRMONT HOTELS RESORTS INC CO COMMON STOCK     305204109     2570    94700 SH       OTHER                 94700        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105        4       80 SH       DEFINED                  80        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      573    12292 SH       OTHER                 12292        0        0
HITACHI LTD ADR                COMMON STOCK     433578507      309     5150 SH       OTHER                  5150        0        0
HSBC HOLDINGS PLC SPONSORED AD COMMON STOCK     404280406      156     1976 SH       DEFINED                1976        0        0
HSBC HOLDINGS PLC SPONSORED AD COMMON STOCK     404280406       95     1200 SH       OTHER                  1200        0        0
IMPERIAL TOBACCO GROUP PLC ADR COMMON STOCK     453142101      590    14850 SH       OTHER                 14850        0        0
KONINKLIJKE PHILIPS ELECTRS N  COMMON STOCK     500472303        3      100 SH       DEFINED                 100        0        0
KONINKLIJKE PHILIPS ELECTRS N  COMMON STOCK     500472303      395    13575 SH       OTHER                 13575        0        0
KOREA ELECTRIC POWER CORP SPON COMMON STOCK     500631106      253    24375 SH       OTHER                 24375        0        0
KT CORP SPONSORED ADR          COMMON STOCK     48268K101      369    19350 SH       OTHER                 19350        0        0
NOKIA CORP SPONSORED PREFERENC COMMON STOCK     654902204    17173  1010185 SH       DEFINED              989300        0    20885
NOKIA CORP SPONSORED PREFERENC COMMON STOCK     654902204     2106   123905 SH       OTHER                120105        0     3800
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK     656531605     3852    62325 SH       DEFINED               62074        0      251
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK     656531605     4038    65332 SH       OTHER                 65244       88        0
PLATINUM UNDERWRITER HLDGS LTD COMMON STOCK     G7127P100     1809    60300 SH       OTHER                 60300        0        0
PORTUGAL TELECOM SGPS S A      COMMON STOCK     737273102      286    28550 SH       OTHER                 28550        0        0
REPSOL YPF S.A. SPONSORED ADR  COMMON STOCK     76026T205      262    13380 SH       OTHER                 13380        0        0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804      307     5860 SH       DEFINED                5860        0        0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804      881    16815 SH       OTHER                 13315        0     3500
SAPPI LTD ADR                  COMMON STOCK     803069202      328    24026 SH       DEFINED               24026        0        0
SAPPI LTD ADR                  COMMON STOCK     803069202      680    49738 SH       OTHER                 49696        0       42
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705      907    33373 SH       DEFINED               33373        0        0
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705     1017    37403 SH       OTHER                 37339        0       64
SHELL TRANS & TRADING PLC NY S COMMON STOCK     822703609      480    10650 SH       OTHER                 10650        0        0
TAIWAN SEMICONDUCTOR MFG CO LT COMMON STOCK     874039100    11243  1097990 SH       DEFINED             1071983        0    26007
TAIWAN SEMICONDUCTOR MFG CO LT COMMON STOCK     874039100      963    94016 SH       OTHER                 91990      496     1530
TALISMAN ENERGY INC COM        COMMON STOCK     87425E103      255     4500 SH       OTHER                  4500        0        0
TELEFONOS DE MEXICO SP ADR     COMMON STOCK     879403780      515    15600 SH       OTHER                 15600        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209      936    16500 SH       OTHER                 16500        0        0
TOTAL S.A. SPONSORED ADR       COMMON STOCK     89151E109      167     1808 SH       DEFINED                1808        0        0
TOTAL S.A. SPONSORED ADR       COMMON STOCK     89151E109      713     7705 SH       OTHER                  7705        0        0
TOYOTA MOTOR CORP ADR          COMMON STOCK     892331307      323     4700 SH       OTHER                  4700        0        0
TRANSOCEAN INC *               COMMON STOCK     G90078109     1336    55627 SH       DEFINED               55550        0       77
TRANSOCEAN INC *               COMMON STOCK     G90078109      202     8409 SH       OTHER                  8409        0        0
VODAFONE GROUP PLC*            COMMON STOCK     92857W100    19223   767692 SH       DEFINED              750640        0    17052
VODAFONE GROUP PLC*            COMMON STOCK     92857W100     2383    95152 SH       OTHER                 95152        0        0
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105     2212    28526 SH       DEFINED               28526        0        0
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105     3941    50815 SH       OTHER                 50815        0        0
ALLTEL CORPORATION CONV PFD-UT PREFERRED STOCK  020039822     2224    44753 SH       DEFINED             N.A.     N.A.     N.A.
ALLTEL CORPORATION CONV PFD-UT PREFERRED STOCK  020039822     2280    45871 SH       OTHER               N.A.     N.A.     N.A.
BAXTER INTL 7.0% 2/16/06 CONV  PREFERRED STOCK  071813406      336     6080 SH       DEFINED             N.A.     N.A.     N.A.
BAXTER INTL 7.0% 2/16/06 CONV  PREFERRED STOCK  071813406       59     1069 SH       OTHER               N.A.     N.A.     N.A.
SEQUA CORP $5.00 SERIES CONV P PREFERRED STOCK  817320302      359     4057 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703       13      150 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703      427     5100 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY INDIA INVESTMEN OTHER            61745C105      491    18500 SH       DEFINED             N.A.     N.A.     N.A.
PACHOLDER HIGH YIELD FUND      OTHER            693742108      162    17767 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNICIPAL PORTFOLIO IN OTHER            561662107      159    14000 SH       OTHER               N.A.     N.A.     N.A.
MUNIHOLDINGS INSURED FUND INC  OTHER            625930102      137    10000 SH       DEFINED             N.A.     N.A.     N.A.
MUNIYIELD INSURED FUND         OTHER            62630E107      128     8734 SH       DEFINED             N.A.     N.A.     N.A.
MUNIYIELD INSURED FUND         OTHER            62630E107       86     5866 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103      341    21108 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103      121     7500 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND    OTHER            670928100      194    20786 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND    OTHER            670928100      419    45000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PERFORMANCE PLUS MUN FD OTHER            67062P108      187    12445 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREMIUM INCOME MUNICIPA OTHER            67062T100       66     4566 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREMIUM INCOME MUNICIPA OTHER            67062T100       86     5916 SH       OTHER               N.A.     N.A.     N.A.
BUCKEYE PARTNERS L P UNIT      OTHER            118230101     1558    34365 SH       DEFINED               34365        0        0
BUCKEYE PARTNERS L P UNIT      OTHER            118230101       31      680 SH       OTHER                   680        0        0
CROSS TIMBERS ROYALTY TRUST    OTHER            22757R109      184     6449 SH       DEFINED                6449        0        0
CROSS TIMBERS ROYALTY TRUST    OTHER            22757R109      113     3942 SH       OTHER                  3942        0        0
ENBRIDGE ENERGY PARTNERS L P   OTHER            29250R106      454     9100 SH       DEFINED                9100        0        0
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106     1531    31071 SH       DEFINED               31071        0        0
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106      645    13087 SH       OTHER                 11587        0     1500
KINDER MORGAN MANAGEMENT LLC   OTHER            49455U100      204     4742 SH       DEFINED                4742        0        0
MAGELLAN MIDSTREAM PARTNERS LP OTHER            559080106      200     4000 SH       DEFINED                4000        0        0
MAGELLAN MIDSTREAM PARTNERS LP OTHER            559080106       40      800 SH       OTHER                     0        0      800
NORTHERN BORDER PARTNERS L P   OTHER            664785102      240     6100 SH       DEFINED                6100        0        0
NORTHERN BORDER PARTNERS L P   OTHER            664785102       12      300 SH       OTHER                   300        0        0
PLAINS ALL AMERICAN PIPELINE L OTHER            726503105      292     9000 SH       DEFINED                9000        0        0
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      299    10300 SH       DEFINED               10300        0        0
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      160     5500 SH       OTHER                  5500        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105      338    15600 SH       DEFINED               15600        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105      108     4970 SH       OTHER                  3970        0     1000
TEPPCO PARTNERS L P UNIT LTD P OTHER            872384102      101     2500 SH       DEFINED                2500        0        0
TEPPCO PARTNERS L P UNIT LTD P OTHER            872384102      157     3900 SH       OTHER                  3000        0      900
VALERO L P COM                 OTHER            91913W104      279     5600 SH       DEFINED                5600        0        0
VALERO L P COM                 OTHER            91913W104       55     1100 SH       OTHER                     0        0     1100