UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/2007
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK
Address: 3 SARNOWSKI DRIVE
GLENVILLE, NY 12302
13F File Number: 28-10307
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Richard W. Provost
Title: Trust Officer
Phone: 518-381-3699
Signature, Place, and Date of Signing:
01/07/2008
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F COMBINATION REPORT
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 156
Form 13F Information Table Value Total: $ 216,730
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ------
AT&T INC COMMON STOCK 00206R102 2543 61180 SH DEFINED 60415 765
00206R102 935 22508 SH DEF/OTH 14002 8506
ABBOTT LABORATORIES COMMON STOCK 002824100 2593 46172 SH DEFINED 43572 400 2200
002824100 451 8026 SH DEF/OTH 4426 2800 800
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 913 9257 SH DEFINED 9257
ALCOA INC COMMON STOCK 013817101 720 19700 SH DEFINED 19400 200 100
013817101 29 800 SH DEF/OTH 500 300
ALLSTATE CORP COMMON STOCK 020002101 1423 27242 SH DEFINED 27242
020002101 141 2708 SH DEF/OTH 1270 1338 100
ALTRIA GROUP INC 02209S103 66 870 SH DEFINED 870
02209S103 3273 43300 SH DEF/OTH 37800 5500
AMERICAN EXPRESS CO COMMON STOCK 025816109 1452 27915 SH DEFINED 26215 200 1500
025816109 447 8584 SH DEF/OTH 6784 1800
AMERICAN INTERNATIONAL GROUP 026874107 177 3042 SH DEFINED 2942 100
026874107 76 1300 SH DEF/OTH 1300
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 756 14450 SH DEFINED 12850 800 800
035229103 167 3200 SH DEF/OTH 200 3000
APPLIED MATERIALS INC COMMON STOCK 038222105 408 23000 SH DEFINED 19800 3200
038222105 4 200 SH DEF/OTH 200
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 883 19825 SH DEFINED 18325 1500
053015103 58 1300 SH DEF/OTH 500 700 100
BP PLC FOREIGN STOCK 055622104 2755 37648 SH DEFINED 33348 3100 1200
055622104 512 7004 SH DEF/OTH 3200 3704 100
BAKER HUGHES INC COMMON STOCK 057224107 235 2900 SH DEFINED 2900
057224107 36 450 SH DEF/OTH 150 300
BANK OF AMERICA CORP COMMON STOCK 060505104 1952 47315 SH DEFINED 46382 900 33
060505104 837 20296 SH DEF/OTH 16442 3454 400
THE BANK OF NEW YORK COMPANY 064058100 669 13723 SH DEFINED 13723
INC
BRISTOL-MYERS SQUIBB CO 110122108 141 5300 SH DEFINED 1700 3600
110122108 313 11800 SH DEF/OTH 3200 8600
CHEVRON CORP NEW COMMON STOCK 166764100 3848 41234 SH DEFINED 38234 600 2400
166764100 1292 13847 SH DEF/OTH 11260 1787 800
CISCO SYSTEMS INC COMMON STOCK 17275R102 1870 69085 SH DEFINED 68035 600 450
17275R102 83 3050 SH DEF/OTH 1350 1200 500
CITIGROUP INC COMMON STOCK 172967101 1664 56511 SH DEFINED 55611 900
172967101 151 5142 SH DEF/OTH 2342 2400 400
CITIGROUP CAPITAL XVI PREFERRED STOCK 17310L201 190 10000 SH DEF/OTH 10000
COCA COLA CO COMMON STOCK 191216100 3554 57917 SH DEFINED 57017 900
191216100 761 12400 SH DEF/OTH 8200 4200
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2472 31711 SH DEFINED 31211 500
194162103 312 4000 SH DEF/OTH 100 3400 500
CURTISS WRIGHT CORP COMMON STOCK 231561101 3230 64352 SH DEFINED 64352
DISNEY WALT CO COMMON STOCK 254687106 1776 55021 SH DEFINED 52421 200 2400
254687106 234 7250 SH DEF/OTH 4150 3000 100
DOMINION RESOURCES INC VA NEW 25746U109 52 1086 SH DEFINED 1086
25746U109 305 6418 SH DEF/OTH 6418
DOW CHEMICAL CO 260543103 412 10450 SH DEFINED 9650 800
260543103 115 2925 SH DEF/OTH 1825 1100
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 923 20926 SH DEFINED 17340 1686 1900
263534109 150 3410 SH DEF/OTH 760 2450 200
ECOLAB INC COMMON STOCK 278865100 369 7200 SH DEFINED 6200 1000
278865100 15 300 SH DEF/OTH 100 200
EMERSON ELECTRIC CO COMMON STOCK 291011104 493 8700 SH DEFINED 8300 400
291011104 159 2800 SH DEF/OTH 1000 1800
EQUITABLE COMMON STOCK 294549100 216 4060 SH DEFINED 4060
RESOURCES INC
EXCELSIOR TAX MUTUAL 300861408 131 15097 SH DEFINED 15097
EXEMPT FUNDS INC FUNDS/MUNI BONDS
EXELON CORP COMMON STOCK 30161N101 1094 13400 SH DEFINED 12800 600
30161N101 171 2090 SH DEF/OTH 1590 500
EXXON MOBIL CORP COMMON STOCK 30231G102 14570 155517 SH DEFINED 137119 14884 3514
30231G102 3322 35454 SH DEF/OTH 21776 12322 1356
FPL GROUP INC COMMON STOCK 302571104 814 12004 SH DEFINED 12004
FORTUNE BRANDS COMMON STOCK INC 349631101 239 3300 SH DEFINED 2900 200 200
349631101 246 3400 SH DEF/OTH 2800 500 100
FRANKLIN N Y TAX MUTUAL 354130106 138 11795 SH DEFINED 11795
FREE INCOME BONDS FUNDS/MUNI
GENERAL ELECTRIC CO COMMON STOCK 369604103 27612 744866 SH DEFINED 701717 32189 10960
369604103 10417 281017 SH DEF/OTH 205656 61961 13400
GENERAL MILLS INC COMMON STOCK 370334104 418 7333 SH DEFINED 6433 700 200
370334104 257 4500 SH DEF/OTH 4300 200
GENERAL MOTORS ACCEPTANCE CORP CORPORATE BONDS 3704A0SV5 179 200000 PRN DEF/OTH 200000
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 544 10800 SH DEFINED 10200 600
37733W105 223 4428 SH DEF/OTH 3228 1100 100
HEWLETT PACKARD CO COMMON STOCK 428236103 633 12547 SH DEFINED 12547
HOME DEPOT INC COMMON STOCK 437076102 458 17000 SH DEFINED 15400 100 1500
437076102 59 2189 SH DEF/OTH 1189 600 400
ITT CORP COMMON STOCK 450911102 244 3700 SH DEFINED 3700
INTEL CORP COMMON STOCK 458140100 3112 116716 SH DEFINED 114316 2400
458140100 176 6600 SH DEF/OTH 3600 2500 500
459200101 4303 39802 SH DEFINED 39002 800
459200101 400 3700 SH DEF/OTH 400 3300
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1558 35687 SH DEFINED 34459 964 264
46625H100 590 13516 SH DEF/OTH 9750 3766
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 392 4100 SH DEFINED 4000 100
469814107 38 400 SH DEF/OTH 400
JOHNSON & JOHNSON COMMON STOCK 478160104 6596 98893 SH DEFINED 95893 3000
478160104 709 10625 SH DEF/OTH 6325 3200 1100
JOHNSON CONTROLS INC COMMON STOCK 478366107 569 15800 SH DEFINED 15800
478366107 146 4050 SH DEF/OTH 900 3000 150
KEYCORP COMMON STOCK 493267108 1699 72450 SH DEFINED 72450
KRAFT FOODS INC COMMON STOCK 50075N104 20 602 SH DEFINED 602
50075N104 978 29964 SH DEF/OTH 26158 3806
LILLY ELI & CO COMMON STOCK 532457108 753 14100 SH DEFINED 13200 900
532457108 37 700 SH DEF/OTH 400 300
LINCOLN NATIONAL CORP IN COMMON STOCK 534187109 353 6064 SH DEFINED 6064
534187109 163 2800 SH DEF/OTH 2800
LOCKHEED MARTIN CORP COMMON STOCK 539830109 211 2000 SH DEF/OTH 1600 400
LOWES COS INC COMMON STOCK 548661107 443 19575 SH DEFINED 19575
548661107 54 2400 SH DEF/OTH 1000 1400
MARATHON OIL CORP COMMON STOCK 565849106 101 1652 SH DEFINED 1652
565849106 122 2000 SH DEF/OTH 2000
MASCO CORP COMMON STOCK 574599106 227 10500 SH DEFINED 9400 1100
574599106 43 2000 SH DEF/OTH 900 900 200
MCGRAW HILL COS INC COMMON STOCK 580645109 399 9100 SH DEFINED 9100
580645109 44 1000 SH DEF/OTH 400 600
MEDTRONIC INC COMMON STOCK 585055106 2731 54326 SH DEFINED 46826 700 6800
585055106 50 1000 SH DEF/OTH 400 300 300
MICROSOFT CORP COMMON STOCK 594918104 6678 187574 SH DEFINED 176174 800 10600
594918104 695 19521 SH DEF/OTH 15821 3000 700
MOTOROLA INC COMMON STOCK 620076109 326 20295 SH DEFINED 19695 600
620076109 48 3000 SH DEF/OTH 2400 600
NBT BANCORP INC COMMON STOCK 628778102 551 24158 SH DEFINED 672 23486
NIKE INC COMMON STOCK 654106103 296 4600 SH DEFINED 4600
654106103 13 200 SH DEF/OTH 200
PEPSICO INC COMMON STOCK 713448108 4772 62873 SH DEFINED 59623 1250 2000
713448108 501 6600 SH DEF/OTH 2000 4300 300
717081103 682 30004 SH DEFINED 27904 2100
717081103 232 10226 SH DEF/OTH 3466 6760
PRIVATE EXPORT FUNDING CORP CORPORATE BONDS 742651DC3 260 250000 PRN DEFINED 250000
PROCTER & GAMBLE CO COMMON STOCK 742718109 7318 99667 SH DEFINED 95677 790 3200
742718109 969 13203 SH DEF/OTH 3200 8708 1295
ROCHESTER FUND MUTUAL 771362100 222 12559 SH DEFINED 12559
MUNICIPALS INC BONDS FUNDS/MUNI
771362100 99 5610 SH DEF/OTH 5610
SLM CORP CORPORATE BONDS 78490FKQ1 288 400000 PRN DEF/OTH 400000 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 429 16100 SH DEFINED 11800 4300
SCHLUMBERGER LTD COMMON STOCK 806857108 738 7500 SH DEFINED 6600 200 700
806857108 20 200 SH DEF/OTH 200
SOUTHERN CO COMMON STOCK 842587107 3091 79758 SH DEFINED 78058 1400 300
842587107 225 5800 SH DEF/OTH 1700 3300 800
TARGET CORP COMMON STOCK 87612E106 1163 23250 SH DEFINED 22450 100 700
87612E106 90 1800 SH DEF/OTH 700 1100
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 569 17030 SH DEFINED 17030
882508104 10 300 SH DEF/OTH 100 200
3M CO COMMON STOCK 88579Y101 1488 17650 SH DEFINED 17650
88579Y101 399 4730 SH DEF/OTH 580 4150
TRUSTCO BANK CORP NY COMMON STOCK 898349105 9698 977615 SH DEFINED 723198 70664 183753
898349105 6867 692276 SH DEF/OTH 618628 35342 38306
UNITED PARCEL SERVICE COMMON STOCK 911312106 546 7725 SH DEFINED 7275 400 50
911312106 18 250 SH DEF/OTH 100 100 50
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 4278 55889 SH DEFINED 50689 400 4800
913017109 283 3700 SH DEF/OTH 1900 1400 400
UNITRIN INC COMMON STOCK 913275103 10825 225568 SH DEFINED 225568
VANGUARD MUTUAL 922021308 274 25136 SH DEFINED 25136
CALIFORNIA TAX FUNDS/MUNI
FREE BONDS
VANGUARD NEW MUTUAL 92204H103 169 15285 SH DEFINED 15285
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
VANGUARD NEW MUTUAL 92204H301 3439 310704 SH DEFINED 310704
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
92204H301 452 40835 SH DEF/OTH 40835
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1937 44327 SH DEFINED 42527 1300 500
92343V104 496 11360 SH DEF/OTH 6086 5074 200
WAL-MART STORES INC COMMON STOCK 931142103 1653 34775 SH DEFINED 33775 1000
931142103 147 3100 SH DEF/OTH 2700 200 200
WELLS FARGO & CO NEW COMMON STOCK 949746101 1630 54005 SH DEFINED 53205 800
949746101 190 6300 SH DEF/OTH 2200 3500 600
WYETH COMMON STOCK 983024100 415 9400 SH DEFINED 9400
983024100 124 2815 SH DEF/OTH 1415 1400
ARGO GROUP INTL HOLDINGS LTD FOREIGN STOCK G0464B107 1468 34849 SH DEFINED 34849
NOBLE CORP COMMON STOCK G65422100 1236 21875 SH DEFINED 21875
G65422100 11 200 SH DEF/OTH 200