Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  PINGATORE HOLLY J
 2. Date of Event Requiring Statement (Month/Day/Year)
12/01/2004		 3. Issuer Name and Ticker or Trading Symbol
FENTURA FINANCIAL INC [FETM]
(Last)
(First)
(Middle)
175 NORTH LEROY STREET		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Senior VP-The State Bank
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

FENTON, MI 48430		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right-to-Buy)   (1) 01/25/2010 Common Stock 110 $ 35.61 D  
Employee Stock Option (Right-to-Buy)   (2) 01/25/2011 Common Stock 265.1 $ 22.85 D  
Employee Stock Option (Right-to-Buy)   (3) 01/31/2012 Common Stock 253 $ 24.09 D  
Employee Stock Option (Right-to-Buy)   (4) 06/26/2013 Common Stock 330 $ 31.14 D  
Employee Stock Option (Right-to-Buy)   (5) 06/26/2013 Common Stock 440 $ 31.14 D  
Employee Stock Option (Right-to-Buy) 12/01/2004 12/01/2014 Common Stock 500 $ 39 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
PINGATORE HOLLY J
175 NORTH LEROY STREET
FENTON, MI 48430		       Senior VP-The State Bank  

Signatures

/s/ Ronald L. Justice by Power of Attorney 03/23/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Option vests 37 shares on 1/25/03; 36 shares on 1/25/04; and 37 shares on 1/25/05
(2) Option vests 87 shares on 1/25/04; 89 shares on 1/25/05; and 89.1 shares on 1/25/06
(3) Option vests 84 shares on 1/31/05; 84 shares on 1/31/06; and 85 shares on 1/31/07
(4) Option vests 110 shares on 6/26/06; 110 shares on 6/26/07; and 110 shares on 6/26/08
(5) Option vests 147 shares on 6/26/06; 147 shares on 6/26/07; and 146 shares on 6/26/08

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