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               SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C.  20549

                             FORM 8-K

                          CURRENT REPORT

               Pursuant to Section 13 or 15(d) of
               The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) February 28,
2001

                  PEOPLES FINANCIAL SERVICES CORP.
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      (Exact name of registrant as specified in its charter)

        Pennsylvania              000-23863       23-2391852
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(State or other jurisdiction     (Commission     (IRS Employer
      of incorporation)          File Number)      Ident. No.)

50 Main Street, Hallstead, PA                        18822
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(Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code (570)879-2175

                               N/A
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(Former name or former address, if changed since last report.)

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Item 4.  Changes in Registrant's Certifying Accountant.

     On February 28, 2001, the Board of Directors of the
Registrant approved the engagement of the accounting firm of
Beard Miller Company LLP as the Registrant's independent
accountants, to replace Prociak & Associates, LLC

     The reports of Prociak & Associates, LLC on the
Registrant's financial statements for the two most recent fiscal
years did not contain an adverse opinion or a disclaimer of
opinion, and such reports were not qualified or modified as to
uncertainty, audit scope, or accounting principles.

     During the two most recent fiscal years, there have been no
disagreements between the Registrant and its prior independent
accountants, Prociak & Associates, LLC, on any matter of
accounting principles or practices, financial statement
disclosure, or auditing scope or procedure, or any "reportable
events" as defined in Item 304(a)(1)(v) of SEC Regulation S-K.

     Prior to the engagement of Beard Miller Company LLP, the
Registrant had not consulted or engaged Beard Miller Company LLP
on any matter of accounting principles or practices, financial
statement disclosure, or auditing scope or procedure.  The
Registrant has authorized Prociak & Associates, LLC to respond
fully to all inquiries of Beard Miller Company LLP.

     The Registrant has requested a letter from Prociak &
Associates, LLC addressed to the SEC stating whether or not it
agrees with the statements made by the Registrant in response to
this item 4 and, if not, stating the respect in which it does
not agree.  The Registrant delivered a copy of this Current
Report on Form 8-K to Prociak & Associates, LLC on March 6,
2001.  The Registrant will file by amendment, as an exhibit to
this Current Report on Form 8-K, a copy of such letter when it
is received.



                            SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

                              PEOPLES FINANCIAL SERVICES CORP.

Dated:  March 6, 2001
                              By  /s/ Debra E. Dissinger
                                  Debra E. Dissinger
                                  Senior Vice President