SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


                         Date of Report - July 22, 2004
                                          -------------


                          CODORUS VALLEY BANCORP, INC.
                          ----------------------------
             (Exact name of registrant as specified in its charter)


               Pennsylvania       0-15536           23-2428543
               ------------       -------           ----------
               (State or other    (Commission File  (IRS Employer
               jurisdiction of    Number)           Number)
               of incorporation)


              105 Leader Heights Road
              P.O. Box 2887
              York, Pennsylvania                        17405-2887
              ------------------                        ----------
              (Address of principal executive offices)  (Zip code)


                                  717-747-1519
                                  ------------
               (Registrant's telephone number including area code)


                                       N/A
                                       ---
             (Former name or address, if changed since last report)




         Page 1 of 5 sequentially numbered pages in manually signed copy
                         Exhibit Index found on page 3




                                       1

                          CODORUS VALLEY BANCORP, INC.
                                    FORM 8-K



Item 7. Financial statements, pro forma financial information and exhibits.

      (c)   Exhibits



      No.   Description
      ---   -----------
         
      99    Press Release of Codorus Valley Bancorp, Inc. dated July 21, 2004




Item 12. Results of Operations and Financial Condition

      On July 21, 2004, Codorus Valley Bancorp, Inc. (Codorus Valley) issued a
      Press Release, attached as Exhibit 99, announcing declaration of a
      quarterly cash dividend and the results of operations, in summary form,
      for the period ended June 30, 2004, compared to the period ended June 30,
      2003.




                                       2

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Codorus Valley Bancorp, Inc.
   (Registrant)

Date:  July 22, 2004                            /s/ Larry J. Miller
--------------------                            -------------------
                                                Larry J. Miller
                                                President and Chief
                                                Executive Officer
                                                (Principal Executive Officer)




                                  EXHIBIT INDEX



                                                                     Page Number
                                                                     in Manually
Exhibit                                                          Signed Original
-------                                                          ---------------
       
99        Press Release of Codorus Valley Bancorp, Inc. dated
          July 21, 2004                                                 4





                                       3