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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                         -------------------------------

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

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        DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): April 28, 2004

                    STEWART INFORMATION SERVICES CORPORATION
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

    DELAWARE                        1-12688                      74-1677330
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(STATE OR OTHER              (COMMISSION FILE NO.)            (I.R.S. EMPLOYER
 JURISDICTION)                                               IDENTIFICATION NO.)

                    1980 Post Oak Blvd, Houston, Texas 77056
               (Address Of Principal Executive Offices) (Zip Code)

       Registrant's Telephone Number, Including Area Code: (713) 625-8100

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ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

      (c) EXHIBITS

Exhibit No.       Description
-----------       -----------
99.1              Press release of Stewart Information Services Corporation
                  dated April 28, 2004, reporting financial results for the
                  three months ended March 31, 2004

ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

      A press release issued by Stewart Information Services Corporation on
April 28, 2004 regarding financial results for the three months ended March 31,
2004 is attached hereto as Exhibit 99.1, and the first paragraph thereof and the
financial tables therein are incorporated herein by reference. This information
is not deemed to be "filed" for the purposes of Section 18 of the Securities
Exchange Act of 1934 and is not incorporated by reference into any Securities
Act registration statements.


                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                            STEWART INFORMATION SERVICES CORPORATION
                            (Registrant)

                            By:   /S/  Max Crisp
                               -------------------------------------------------
                               (Max Crisp, Executive Vice President,
                               Secretary-Treasurer, Director and Principal
                               Financial and Accounting Officer)

Date: April 28, 2004