| Free Writing Prospectus (To the Prospectus dated April 4, 2011, as supplemented by the prospectus supplement dated April 19, 2011) |
Filed Pursuant to Rule 433 Registration Statement No. 333-173299 September 15, 2011 |
Zions Direct Auctions - View Auction Home Auction #3908 Auctions View current auctions Results Archive View the results of completed auctions FDIC-Insured CDs Municipal Bonds Corporate Bonds US Agencies Stock Warrants Issuers University Learn more about our auctions Demos Learn how to participate! Think WEEKLY UPDATE Sign up to receive a free weekly email containing economic commentary, new-issue alerts, investing news, and much more. First Name Last Name Email Sign Up! View Auction Zions Bancorporation Senior Note / 5 Year Corporates Non-redeemable prior to August 1, 2012, then callable at par, on interest payment dates thereafter. | BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P). SIGN IN | REGISTER | CONTACT US Buy Today! Information Price: 100.000 Yield: 4.99% Auction Information Issue Information Auction Start: 9/14/2011 5:30 PM EDT Security Type: Corporate Bonds Auction End: 9/27/2011 1:30 PM EDT Issue Type: Primary Last Update: 9/14/2011 5:43:32 PM EDT Coupon: 5.000% Auction Status: Accepting Bids Maturity Date: 8/1/2016 Call Feature: Callable Bidding Information First Call Date: 8/1/2012 Number of Bidders: First Call Price: 100.000 Number of Bids: Settlement Date: 9/30/2011 Current Market-Clearing 96.000 First Interest Date: 2/1/2012 Price: Int. Accrual Date: 8/1/2011 Current Market-Clearing 5.962% Int. Frequency: Semi-Annually Yield*: Current Yield to 5.962% Day Basis: 30/360 Maturity: CUSIP Number 98970EBK4 Current Yield to Call: 10.091% Principal Offered: $ 300,000.00 Units Offered: 300 Denomination: $ 1,000.00 Min. Price: 96.000 Max. Price: 103.000 Min. Yield: 1.377% Max. Yield: 5.962% Documents: Offering Documents Before submitting bids in this auction you must Register or Sign In. Note: This page will check for updates every minute. Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA/SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Other Products | Contact Us | About Us | Site Map | Privacy Policy | Terms and Conditions https://www.auctions.zionsdirect.com/auction/3908 9/14/2011 powered by GRANT STREET GROUP soft weare that works ZIONS DIRECT
Zions Direct Auction – Bidding Qualification Auctions Bidding Qualification View current auctions Zions Bancorporation Senior Note / 5 Year Corporates PUBLIC_VIEW :: MY ACCOUNT | SIGN OUT | CONTACT US Bidding Qualification Zions Bancorporation Senior Note / 5 Year Corporates Non-redeemable prior to August 1, 2012, then callable at par, on interest payment dates thereafter. | BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P). Please confirm your agreement with each of the following by checking the box next to each statement. I agree that the following contact information is correct: Name: John Smith E-mail: john.smith@email.com Telephone: 212-121-2121 I have accessed or received the Offering Documents. I understand that the Corporate Notes that I am bidding for are securities and are not insured by the FDIC, are not deposits of any bank and may lose value. All securities are subject to investment risks, including possible loss of the principal invested. By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if needed, to align my profile with this purchase. I understand that these securities involve accrued interest, which I will be responsible to pay if I am awarded any of the securities. I understand that Zions Direct is committed to conducting fair, open, and transparent auctions for the benefit of all participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt. Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA/SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of affiliate in the auction which may benefit the affiliated issuer. Other Products | Contact Us | About Us | Site Map | Privacy Policy | Terms and Conditions powered by GRANT STREET GROUP soft weare that works ZIONS DIRECT
Zions Direct Auctions - Bid Page Auctions View current auctions Results Archive View the results of completed auctions FDIC-Insured CDs Municipal Bonds Corporate Bonds US Agencies Stock Warrants Issuers University Learn more about our auctions Demos Practice bidding in our trial auctions Think My Account Bid Page Zions Bancorporation Senior Note / 5 Year Corporates Non-redeemable prior to August 1, 2012, then callable at par, on interest payment dates thereafter. | BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P). Home Auction #3908 PUBLIC_VIEW :: MY ACCOUNT | SIGN OUT | CONTACT US Auction Information Issue Information Auction Start: 9/14/2011 5:30 PM EDT Security Type: Corporate Bonds Auction End: 9/27/2011 1:30 PM EDT Issue Type: Primary Last Update: 9/14/2011 5:45:23 PM EDT Coupon: 5.000% Auction Status: Accepting Bids Maturity Date: 8/1/2016 More Bidding Information Buy Today! Information Price: 100.000 Yield: 4.99% PUBLIC_VIEW Current Market-Clearing Price: 96.000 Current Market-Clearing Yield*: 5.962% Units Price - OR - YTW YTC YTM Submitted “In the Money” Buy Today! 100.000 4.992% 4.992% 4.998% The Buy Today! sale closes on 9/27 at 12:00 AM ET. 500 / 500 units remaining. Auction Bids 1 % 2 % 3 % 4 % 5 % Bid Limit: $ 1,000.00 Calculate/Refresh Submit Note: This page will check for updates every minute. Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA/SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Other Products | Contact Us | About Us | Site Map | Privacy Policy | Terms and Conditions https://www.auctions.zionsdirect.com/auction/3908/bidding_qualification csrf_token=9f74ee8b2ce0b24b... 9/14/2011 powered by GRANT STREET GROUP soft weare that works ZIONS DIRECT
Zions Direct Auctions - Confirm Bid Submission PUBLIC_VIEW :: MY ACCOUNT | SIGN OUT | CONTACT US Home » Auction #3908 Auctions View current auctions Results Archive View the results of completed auctions FDIC-Insured CDs Municipal Bonds Corporate Bonds US Agencies Stock Warrants Issuers University Learn more about our auctions Demos Practice bidding in our trial auctions Think My Account Please review and confirm the bids below Confirm Bid Submission Zions Bancorporation Senior Note / 5 Year Corporates Non-redeemable prior to August 1, 2012, then callable at par, on interest payment dates thereafter. | BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P). ZIONS DIRECT AUCTIONS Bidder Bid # Units @ Price Yield Max. Award Max. Amt. Due Status PUBLIC_VIEW Buy Today! 1 @ 100.000 4.992% 1 $ 1,000.00 NEW I understand that I committed to purchase 1 unit at the Buy Today! Bid Limit: $ 1,000.00 price, at a cost of $ 1,000.00. I also understand that if awarded, I will be responsible for Accrued Interest of $ 8.19 on my award. Cancel Submit Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA/SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. Other Products | Contact Us | About Us | Site Map | Privacy Policy | Terms and Conditions https://www.auctions.zionsdirect.com/auction/3908/bid 9/14/2011 GRANT STREET GROUP soft we are that works ZIONS DIRECT powered by GRANT STREET GROUP soft weare that works ZIONS DIRECT