UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                              --------------------

                                    FORM 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934



                                October 30, 2004
                                ----------------
                                 Date of Report
                        (Date of earliest event reported)


                           Access National Corporation
                           ---------------------------
             (Exact name of registrant as specified in its charter)



     Virginia                 000-49929                      82-0545425
     --------                 ---------                      ----------
 (State or other             (Commission       (IRS Employer Identification No.)
   jurisdiction              File Number)
of incorporation)



              1800 Robert Fulton Drive, Suite 300, Reston, VA 20191
              -----------------------------------------------------
               (Address of principal executive offices) (Zip Code)


                                 (703) 871-2100
                                 --------------
              (Registrant's telephone number, including area code)


             ____________________________n/a_______________________
         (Former name or former address, if changed since last report.)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     |_| Written communications pursuant to Rule 425 under the Securities Act
         (17 CFR 230.425)

     |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act
         (17 CFR 240.14a-12)

     |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
         Exchange Act (17 CFR 240.14d-2(b))

     |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act (17 CFR 240.13e-4(c))




Item 2.02         Results of Operations and Financial Condition.

Access National Corporation (Nasdaq: ANCX) released its unaudited financial
results on October 30, 2004 for the quarter ended September 30, 2004. A copy of
the press release detailing the summary results is attached hereto as Exhibit
99.1.

Item 9.01         Financial Statements and Exhibits.

(a)     -     Not applicable.
(b)     -     Not applicable.
(c)     -     Exhibits.

              Exhibit 99.1 Press Release, dated October 30, 2004.



                                   Signatures

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                        ACCESS NATIONAL CORPORATION
                                           (Registrant)


Date:  October 30, 2004            By:   /s/ Michael W. Clarke
                                         ___________________________
                                   Name:  Michael W. Clarke
                                   Title: President & Chief Executive Officer