SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C.  20549

 

FORM 8-K

 

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

 

Date of Report (Date of Earliest Event Reported):  July 28, 2005 (July 28, 2005)

 


 

ENTERPRISE BANCORP, INC.

(exact name of registrant as specified in charter)

 

Massachusetts

 

0-21021

 

04-3308902

(State or Other Jurisdiction
of Incorporation)

 

(Commission
File Number)

 

(IRS Employer
Identification No.)

 

 

 

 

 

222 Merrimack Street
Lowell, Massachusetts

 

 

 

01852

(address of principal executive offices)

 

 

 

(Zip Code)

 

(978) 459-9000

(Registrant’s telephone number, including area code)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

o  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

o  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

o  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

o  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 



 

Items 2.02 and 7.01.                               Results of Operations and Financial Condition

Regulation FD Disclosure

 

The registrant has provided information concerning its results of operations and financial condition for the three months and six months ended on June 30, 2005.  This information is contained in the first three paragraphs of the registrant’s quarterly report to stockholders for the fiscal quarter ended on June 30, 2005, together with the registrant’s consolidated balance sheet at, and statements of income for the three and six months ended on, June 30, 2005 included in such report.  A copy of this quarterly report to stockholders, which was mailed to stockholders on or about July 28, 2005, is included as Exhibit 99 to this report.

 

Item 9.01.                                         Financial Statements and Exhibits

 

(a)                                  Not applicable

 

(b)                                 Not applicable

 

(c)                                  The following exhibit is included with this report:

 

Exhibit 99                      Quarterly report to stockholders for the fiscal quarter ended on June 30, 2005.

 

[Remainder of Page Intentionally Blank]

 

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Signatures

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

ENTERPRISE BANCORP, INC.

 

 

 

 

Date: July 28, 2005

By:

/s/ James A. Marcotte

 

 

 

James A. Marcotte

 

 

Executive Vice President and

 
 
Chief Financial Officer

 

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