UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
                      THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported) April 20, 2001

                        Commission File Number: 000-23863

                        PEOPLES FINANCIAL SERVICES CORP
             (Exact name of registrant as specified in its charter)

          Pennsylvania                            23-2391852
(State or other jurisdiction of         (I.R.S. Employer Identification Number)
Incorporation or Organization)

                      50 Main Street, Hallstead, PA              18822
              (Address of Principal Executive Officer)         (Zip Code)

       Registrant's telephone number, including area code (570) 879-2175



Item 5.  Other Events

          Exhibit 99.007,  Press Release of Peoples Financial Services Corp.
          dated April 20, 2001.
          Exhibit 99.006, Amended Bylaws of Peoples Financial Services Corp.
          dated February 9, 2001.
          99.005,  Press Release of Peoples Financial Services Corp.
          dated January 2, 2001.

Item 7.  Financial Statements and Exhibits.

          (a)  Exhibits.

          The following exhibit is filed herewith:

          99.007,  Press Release of Peoples Financial Services Corp.
          dated April 20, 2001.

SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

PEOPLES FINANCIAL SERVICES CORP




By/s/ John W. Ord

John W. Ord, President and Chief Executive Officer